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Dividends declared (per SOCE filings): FY2022 0 · FY2023 485 · FY2024 0 — 3-yr total 485
Georgian microfinance organization.
| Ratio | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|
| Net Interest Margin (NIM) | 57.4% | 52.3% | 28.6% | 27.3% | 29.6% | 24.3% | 17.0% | 24.0% |
| Cost of Funds | 13.4% | 11.2% | 8.8% | 11.1% | 12.6% | 12.1% | 13.9% | 15.6% |
| Cost / Income Ratio | 66.7% | 53.7% | 94.6% | 82.5% | 78.1% | 63.7% | 73.8% | 126.1% |
| Cost of Risk | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net Fee Income / Operating Income | 0.9% | 0.0% | 4.4% | 2.5% | 4.8% | 57.1% | 65.5% | 60.4% |
| Return on Avg Assets (ROAA) | 3.4% | 16.0% | 0.7% | 2.6% | 2.6% | 10.4% | 8.8% | -9.8% |
| Return on Avg Equity (ROAE) | 9.1% | 43.8% | 1.7% | 5.4% | 5.5% | 21.2% | 15.2% | -15.3% |
Shareholders, directors and group links from the companyinfo.ge public register — as filed, so stakes need not sum to 100% where a holding is undisclosed.
Ownership & directors from companyinfo.ge (public corporate registry).
Ranked by how close each latest revenue is to this one — not a curated comp set.