ID 204568574 · FY 2017–2024 · 8 years
Georgian microfinance organization providing consumer and SME loans.
curated 2026-06-03reportal.ge
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 1,861 | 1,039 | 833 | 488 | 757 | 768 | 655 | 763 | -12.0% |
| Net fee and commission income | 70 | 103 | 63 | 54 | 56 | 0 | 0 | 0 | -5.6% |
| Net foreign currency gain / (loss) | 0 | -85 | 34 | 168 | -13 | -146 | -13 | -17 | -23.5% |
| Operating income | 1,931 | 1,058 | 930 | 710 | 799 | 621 | 642 | 747 | -12.7% |
| Operating expenses | -560 | 1,171 | -1,183 | -768 | -749 | -1,043 | -784 | -678 | +2.8% |
| Operating income before cost of risk | 1,371 | 2,228 | -253 | -58 | 50 | -422 | -141 | 68 | -34.8% |
| Cost of risk | 0 | 0 | 0 | 254 | 280 | 167 | -645 | 115 | -18.1% |
| Profit before income tax | 208 | 173 | -37 | 196 | 330 | -255 | -786 | 183 | -1.9% |
| Income tax expense | -74 | -59 | 0 | -29 | -54 | 0 | 0 | 0 | -7.7% |
| Profit | 134 | 114 | -37 | 167 | 276 | -255 | -786 | 183 | +4.5% |
| Net profit margin | 7.0% | 10.8% | -4.0% | 23.5% | 34.6% | -41.0% | -122.4% | 24.5% |
Ownership & directors from companyinfo.ge (public corporate registry).