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Dividends declared (per SOCE filings): FY2022 0 · FY2023 0 · FY2024 0
Georgian microfinance organization providing consumer and SME loans.
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|
| 1,861 | 1,039 | 833 | 488 | 757 | 768 | 655 | 763 | -12.0% | |
| Net fee and commission income | 70 | 103 | 63 | 54 | 56 | 0 | 0 | 0 | -5.6% |
| 0 | 85 | 34 | 168 | 13 | 146 | 13 | 17 | -23.5% | |
| Operating income | 1,931 | 1,058 | 930 | 710 | 799 | 621 | 642 | 747 | -12.7% |
| 560 | 1,171 | 1,183 | 768 | 749 | 1,043 | 784 | 678 | +2.8% | |
| Operating income before cost of risk | 1,371 | 2,228 | 253 | 58 | 50 | 422 | 141 | 68 | -34.8% |
| Cost of risk | 0 | 0 | 0 | 254 | 280 | 167 | 645 | 115 | -18.1% |
| Profit before income tax | 208 | 173 | 37 | 196 | 330 | 255 | 786 | 183 | -1.9% |
| Income tax expense | 74 | 59 | 0 | 29 | 54 | 0 | 0 | 0 | -7.7% |
| Profit | 134 | 114 | 37 | 167 | 276 | 255 | 786 | 183 | +4.5% |
| Net profit margin | 7.0% | 10.8% | 4.0% | 23.5% | 34.6% | 41.0% | 122.4% | 24.5% |
Shareholders, directors and group links from the companyinfo.ge public register — as filed, so stakes need not sum to 100% where a holding is undisclosed.
Ownership & directors from companyinfo.ge (public corporate registry).
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