ID 404391966 · FY 2017–2024 · 8 years
Georgian credit/microfinance organization providing retail loans.
curated 2026-06-03reportal.ge
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Net interest income | -2,779 | 192 | -81 | 982 | 676 | 563 | 709 | 828 | nmf |
| Net fee and commission income | 324 | 193 | 109 | 17 | 0 | 0 | 0 | 0 | -62.6% |
| Net foreign currency gain / (loss) | 0 | 15 | -99 | 70 | -150 | -370 | -17 | 110 | +39.7% |
| Operating income | -2,456 | 399 | -71 | 1,069 | 525 | 193 | 692 | 938 | nmf |
| Operating expenses | 3,435 | 1,372 | 833 | -640 | 73 | -36 | -405 | -544 | nmf |
| Operating income before cost of risk | 979 | 1,771 | 761 | 429 | 598 | 157 | 287 | 394 | -12.2% |
| Cost of risk | -28 | -1,119 | -105 | 41 | 512 | 751 | 158 | -229 | +34.8% |
| Profit before income tax | 2,536 | -2,206 | 221 | 470 | 1,110 | 909 | 445 | 165 | -32.3% |
| Income tax expense | -357 | -245 | -59 | 0 | -6 | -6 | -3 | 23 | nmf |
| Profit | 2,179 | -2,451 | 162 | 470 | 1,104 | 903 | 442 | 188 | -29.5% |
| Net profit margin | -88.7% | -613.9% | -227.5% | 44.0% | 210.1% | 467.5% | 63.9% | 20.0% |
Ownership & directors from companyinfo.ge (public corporate registry).