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Dividends declared (per SOCE filings): FY2022 72 · FY2023 516 · FY2024 337 — 3-yr total 925
Georgian microfinance organization.
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|
| 994 | 922 | 875 | 838 | 873 | 847 | 863 | 787 | -3.3% | |
| Net fee and commission income | 43 | 46 | 19 | 25 | 17 | 18 | 19 | 3 | -30.8% |
| 0 | 101 | 42 | 35 | 3 | 21 | 5 | 3 | nmf | |
| Net other income | 26 | 37 | 35 | 0 | 0 | 0 | 0 | 0 | +15.4% |
| Operating income | 1,063 | 904 | 972 | 898 | 888 | 844 | 877 | 794 | -4.1% |
| 62 | 443 | 422 | 425 | 521 | 391 | 386 | 381 | +29.7% | |
| Operating income before cost of risk | 1,002 | 461 | 549 | 473 | 367 | 454 | 491 | 413 | -11.9% |
| Cost of risk | 0 | 0 | 0 | 181 | 56 | 233 | 88 | 144 | nmf |
| Profit before income tax | 461 | 313 | 624 | 292 | 311 | 221 | 403 | 557 | +2.8% |
| Income tax expense | 53 | 26 | 83 | 72 | 67 | 59 | 52 | 78 | +5.6% |
| Profit | 407 | 286 | 541 | 220 | 244 | 162 | 351 | 480 | +2.4% |
| Net profit margin | 38.3% | 31.7% | 55.7% | 24.5% | 27.5% | 19.2% | 40.0% | 60.4% |
Shareholders, directors and group links from the companyinfo.ge public register — as filed, so stakes need not sum to 100% where a holding is undisclosed.
Ownership & directors from companyinfo.ge (public corporate registry).
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