ID 205288829 · FY 2017–2024 · 8 years
Georgian microfinance organization.
curated 2026-06-03reportal.ge
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 994 | 922 | 875 | 838 | 873 | 847 | 863 | 787 | -3.3% |
| Net fee and commission income | 43 | 46 | 19 | 25 | 17 | 18 | 19 | 3 | -30.8% |
| Net foreign currency gain / (loss) | 0 | -101 | 42 | 35 | -3 | -21 | -5 | 3 | nmf |
| Net other income | 26 | 37 | 35 | 0 | 0 | 0 | 0 | 0 | +15.4% |
| Operating income | 1,063 | 904 | 972 | 898 | 888 | 844 | 877 | 794 | -4.1% |
| Operating expenses | -62 | -443 | -422 | -425 | -521 | -391 | -386 | -381 | +29.7% |
| Operating income before cost of risk | 1,002 | 461 | 549 | 473 | 367 | 454 | 491 | 413 | -11.9% |
| Cost of risk | 0 | 0 | 0 | -181 | -56 | -233 | -88 | 144 | nmf |
| Profit before income tax | 461 | 313 | 624 | 292 | 311 | 221 | 403 | 557 | +2.8% |
| Income tax expense | -53 | -26 | -83 | -72 | -67 | -59 | -52 | -78 | +5.6% |
| Profit | 407 | 286 | 541 | 220 | 244 | 162 | 351 | 480 | +2.4% |
| Net profit margin | 38.3% | 31.7% | 55.7% | 24.5% | 27.5% | 19.2% | 40.0% | 60.4% |
Ownership & directors from companyinfo.ge (public corporate registry).