ID 405072040 · FY 2017–2024 · 8 years
Georgian microfinance organization providing retail loans.
curated 2026-06-03reportal.ge
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 157 | 725 | 604 | 630 | 675 | 757 | 800 | 770 | +25.5% |
| Net fee and commission income | 38 | 30 | 34 | 19 | 24 | 22 | 24 | 20 | -8.8% |
| Operating income | 195 | 756 | 638 | 649 | 699 | 780 | 824 | 790 | +22.1% |
| Operating expenses | -177 | -467 | -556 | -520 | -508 | -531 | -545 | -558 | +17.8% |
| Operating income before cost of risk | 18 | 289 | 82 | 129 | 191 | 248 | 279 | 232 | +44.1% |
| Cost of risk | 0 | 0 | 0 | -126 | 12 | -63 | -76 | -57 | -18.2% |
| Profit before income tax | 119 | 147 | 13 | 3 | 203 | 185 | 203 | 176 | +5.8% |
| Income tax expense | -54 | -52 | -7 | -6 | -26 | -26 | -36 | -33 | -7.1% |
| Profit | 64 | 94 | 6 | -3 | 177 | 159 | 166 | 143 | +12.1% |
| Net profit margin | 32.9% | 12.5% | 1.0% | -0.5% | 25.2% | 20.4% | 20.2% | 18.1% |
Ownership & directors from companyinfo.ge (public corporate registry).