United Financial Group (შპს გაერთიანებული საფინანსო ჯგუფი)

panel 2026-09-21Ask

United Financial Group (შპს გაერთიანებული საფინანსო ჯგუფი) — Georgia Financials

separate · GEL, thousands

Line item	2017	2018	2019	2020	2021	2022	2023	CAGR
Total Revenue	9,309	15,036	17,272	20,905	26,927	30,313	56,441	+35.0%
Total COGS	0	1,607	1,825	1,620	2,175	4,001	4,454	+22.6%
Gross Profit	9,309	13,430	15,447	19,285	24,752	26,312	51,987	+33.2%
Gross Margin	100.0%	89.3%	89.4%	92.3%	91.9%	86.8%	92.1%
Other Operating Income	0	329	325	535	718	915	595	+12.6%
	3,020	11,464	17,192	19,971	26,650	31,197	60,303	+64.7%
EBITDA	6,289	2,295	1,420	151	1,180	3,971	7,721	nmf
EBITDA Margin	67.6%	15.3%	8.2%	0.7%	4.4%	13.1%	13.7%
Total D&A	300	396	900	951	1,000	1,545	1,842	+35.3%
Impairment (non-financial)	0	0	0	0	0	314	24	+144.3%
EBIT / Operating Income	5,989	1,898	2,321	1,102	2,180	5,202	9,588	nmf
Total Interest Income	2,106	12	2,712	2,830	3,322	5,123	4,014	+11.4%
Total Interest Expense	1,164	995	816	919	1,066	0	0	-2.2%
	825	2,600	3,352	3,703	4,893	7,558	6,308	+40.4%
Profit Before Tax	7,756	3,516	2,927	4,512	4,970	7,479	735	-32.5%
Total Income Tax	470	538	339	659	746	1,011	705	+7.0%
Net Profit / (Loss)	2,726	2,740	2,588	3,443	3,864	6,468	29	-53.0%
Net Margin	29.3%	18.2%	15.0%	16.5%	14.4%	21.3%	0.1%
Other Comprehensive Income	0	0	0	0	20	0	0
Total Comprehensive Income	2,726	2,740	2,588	3,443	3,884	6,468	29	-53.0%

United Financial Group