Loading…
20 companies · change selection
FY2024 aggregate · 19 of 20 companies reporting · 7.0% of nominal GDP
GEL, thousands
20 financial-sector filers contribute revenue but no EBITDA / EBIT / gross profit (banks and insurers report neither) — EBITDA-based aggregates and ratios understate this pool.
Each filer's own latest filed year, sorted by revenue. Every entity is listed — including the ones the aggregate de-duplicates away.
| Company | Sub-sector | Latest FY | Revenue (K) | EBITDA (K) | Net profit (K) |
|---|
| Total assets (K) |
|---|
| Bank of Georgiaსს საქართველოს ბანკი | Commercial Bank | 2024 | 2,700,723 | — | 1,837,899 | 39,273,163 |
| TBC Bankსს თიბისი ბანკი | Commercial Bank | 2024 | 2,359,058 | — | 1,244,716 | 37,655,290 |
| Liberty Bankსს ლიბერთი ბანკი | Commercial Bank | 2024 | 380,983 | — | 103,357 | 4,917,056 |
| Credo Bankსს კრედო ბანკი | Commercial Bank | 2024 | 335,401 | — | 68,605 | 3,068,974 |
| Basisbankსს ბაზისბანკი | Commercial Bank | 2024 | 189,729 | — | 87,423 | 4,054,144 |
| MFO Crystalსს მიკროსაფინანსო ორგანიზაცია კრისტალი | Microbank | 2024 | 100,577 | — | 22,663 | 576,249 |
| ProCredit Bankსს პროკრედიტ ბანკი | Commercial Bank | 2024 | 93,274 | — | 33,218 | 1,967,393 |
| Cartu Bankსს ბანკი ქართუ | Commercial Bank | 2024 | 92,834 | — | 36,352 | 2,022,426 |
| Terabankსს ტერაბანკი | Commercial Bank | 2024 | 89,310 | — | 30,839 | 1,961,965 |
| Halyk Bank Georgiaსს ხალიკ ბანკი საქართველო | Commercial Bank | 2024 | 46,904 | — | 20,501 | 916,651 |
| PASHA Bank Georgiaსს პაშა ბანკი საქართველო | Commercial Bank | 2024 | 40,674 | — | 8,293 | 706,928 |
| FINCA Bank Georgiaსს ფინკა ბანკი საქართველო | Commercial Bank | 2020 | 35,935 | — | 569 | 287,702 |
| VTB Bank Georgiaსს ვითიბი ბანკი ჯორჯია | Commercial Bank | 2024 | 30,894 | — | 8,410 | 450,554 |
| Isbank Georgiaსს იშბანკი საქართველო | Commercial Bank | 2024 | 26,601 | — | 12,323 | 484,807 |
| MicroBank MBCსს მიკრობანკი ემბისი | Microbank | 2024 | 21,038 | — | 3,530 | 145,003 |
| Ziraat Bank Georgiaსს ზირაათ ბანკი საქართველო | Commercial Bank | 2024 | 16,247 | — | 4,704 | 255,055 |
| Silk Road Bankსს სილქ როუდ ბანკი | Commercial Bank | 2024 | 8,637 | — | -11,416 | 223,027 |
| Paysera Bank Georgiaსს პეისერა ბანკი საქართველო | Commercial Bank | 2024 | 1,222 | — | -793 | 20,367 |
| Hashსს ჰეშ | Commercial Bank | 2024 | 733 | — | -5,335 | 30,192 |
| Pave Bank Georgiaსს პეივ ბანკ ჯორჯია | Commercial Bank | 2024 | 507 | — | -1,008 | 8,744 |
Panel values per company — including the low-coverage years the aggregate hides.
| Company (K) | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|
| სს საქართველოს ბანკი | — | 337,348 | 985,017 | 1,055,142 | 1,024,769 | 1,268,261 | 1,912,202 | 2,316,610 | 2,700,723 |
| სს თიბისი ბანკი | — | 336,044 | 1,043,713 | 1,075,870 | 1,061,353 | 1,377,121 | 1,926,999 | 2,109,468 | 2,359,058 |
| სს ლიბერთი ბანკი | — | 101,390 | 210,169 | 198,068 | 182,188 | 238,234 | 285,228 | 329,504 | 380,983 |
| სს კრედო ბანკი | — | 68,227 | 116,549 | 139,935 | 142,819 | 215,541 | 248,350 | 274,084 | 335,401 |
| სს ბაზისბანკი | — | 17,672 | 64,042 | 68,740 | 61,153 | 76,174 | 142,328 | 159,373 | 189,729 |
| სს მიკროსაფინანსო ორგანიზაცია კრისტალი | — | 26,713 | 47,247 | 47,579 | 41,070 | 51,349 | 61,962 | 78,676 | 100,577 |
| სს პროკრედიტ ბანკი | — | 29,672 | 65,465 | 66,156 | 66,407 | 84,791 | 96,834 | 92,556 | 93,274 |
| სს ბანკი ქართუ | — | 44,097 | 57,477 | 72,309 | 79,765 | 55,808 | 48,641 | 78,691 | 92,834 |
| სს ვითიბი ბანკი ჯორჯია | — | 21,153 | 86,766 | 85,542 | 90,733 | — | -14,517 | 35,526 | 30,894 |
| სს ტერაბანკი | — | 8,405 | 54,253 | 53,488 | 52,219 | 57,585 | 66,616 | 79,627 | 89,310 |
| სს პაშა ბანკი საქართველო | — | 14,146 | 19,203 | 22,667 | 24,216 | 20,869 | 36,874 | 46,978 | 40,674 |
| სს ხალიკ ბანკი საქართველო | — | 18,538 | 26,032 | 26,845 | 28,051 | 33,272 | 36,900 | 46,479 | 46,904 |
| სს ფინკა ბანკი საქართველო | — | 19,510 | 40,257 | 38,629 | 35,935 | — | — | — | — |
| სს იშბანკი საქართველო | — | -1,220 | 10,227 | 14,769 | 17,803 | 20,956 | 26,007 | 30,964 | 26,601 |
| სს მიკრობანკი ემბისი | — | 2,195 | 7,734 | 10,394 | 9,394 | 12,617 | 12,842 | 16,365 | 21,038 |
| სს ზირაათ ბანკი საქართველო | — | 3,931 | 6,343 | 8,942 | 8,822 | 10,513 | 14,037 | 15,516 | 16,247 |
| სს სილქ როუდ ბანკი | — | 1,536 | 4,284 | 6,089 | 4,830 | 5,087 | 3,525 | 4,771 | 8,637 |
| სს პეისერა ბანკი საქართველო | — | — | — | — | — | — | -248 | 256 | 1,222 |
| სს ჰეშ | — | — | — | — | — | — | 80 | 308 | 733 |
| სს პეივ ბანკ ჯორჯია | — | — | — | — | — | — | — | 173 | 507 |
Aggregates sum every filer in the selection. Known parent/subsidiary groups that file separately are de-duplicated to avoid double-counting; groups not yet curated may still be counted more than once.
20 financial-sector filers contribute revenue but no EBITDA / EBIT / gross profit (banks and insurers report neither) — EBITDA-based aggregates and ratios understate this pool.
Money is summed across every filer left after de-dup; ratios are recomputed from the summed bases, never averaged; growth is computed on the aggregate series.
Money series are plotted in GEL thousands on the left axis.
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue (K) | — | 1,049,357 | 2,844,778 | 2,991,165 | 2,931,527 | 3,528,178 | 4,904,660 | 5,715,925 | 6,535,346 | +29.9% |
| EBITDA (K) | — | — | — | — | — | — | — | — | — | |
| Net profit (K) | — | 947,889 | 1,014,926 | 1,283,879 | 738,609 | 1,831,810 | 2,248,548 | 2,812,021 | 3,504,281 | +20.5% |
| Total assets (K) | 31,147,881 | 35,852,954 | 41,222,864 | 49,206,094 | 59,903,899 | 63,373,888 | 73,797,772 | 82,269,964 | 98,737,988 | +15.5% |
| Revenue as % of GDP | 0.0% | 2.5% | 6.3% | 6.0% | 5.9% | 5.8% | 6.7% | 7.1% | 7.0% | |
| n (companies) | 16 | 17 | 17 | 17 | 17 | 16 | 18 | 19 | 19 |
Raw values in absolute GEL — percentages as fractions — so the files load straight into a model instead of mirroring the display rounding.
One branded sheet with every IS / BS / CF line item × year for all 20 companies in this selection, as filed. Values are absolute GEL exactly as stored — not thousands — and the sheet says so. The Pooled sums column flags, row by row, every company-year the sector aggregate de-duplicates away and the parent that consolidates it, so the file carries the same disclosure the Trends tab does.
CAGR compounds the aggregate series from its first year with a figure to FY2024. Blank on ratio and percentage rows — a growth rate of a margin is not a growth rate; “nmf” on a sign flip or a base too small to compound from.
GDP penetration = sector aggregate Revenue ÷ Georgia nominal GDP (current prices, 2016–2024). Source: Geostat — GDP at current prices. Computed server-side: revenue is absolute GEL, macro_gdp is million GEL.