ID 404967078 · FY 2017–2024 · 8 years
Georgian microfinance / microbank licensed by the National Bank of Georgia.
curated 2026-06-03reportal.ge
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 1,365 | 7,112 | 9,109 | 9,568 | 12,853 | 14,411 | 15,011 | 18,996 | +45.7% |
| Net fee and commission income | 830 | 1,293 | 1,658 | 1,647 | 1,923 | 2,268 | 3,743 | 2,980 | +20.0% |
| Net foreign currency gain / (loss) | 0 | -671 | -373 | -1,821 | -2,159 | -3,837 | -2,389 | -938 | +5.7% |
| Operating income | 2,195 | 7,734 | 10,394 | 9,394 | 12,617 | 12,842 | 16,365 | 21,038 | +38.1% |
| Operating expenses | -1,545 | -5,083 | -6,792 | -7,011 | -9,224 | -10,981 | -11,972 | -14,428 | +37.6% |
| Operating income before cost of risk | 650 | 2,651 | 3,602 | 2,383 | 3,393 | 1,861 | 4,393 | 6,610 | +39.3% |
| Cost of risk | 0 | 0 | 0 | -748 | -458 | -853 | -1,546 | -2,138 | +30.0% |
| Profit before income tax | 896 | 1,128 | 3,048 | 1,635 | 2,935 | 1,008 | 2,847 | 4,472 | +25.8% |
| Income tax expense | -151 | -182 | -528 | -152 | -350 | -351 | -814 | -942 | +29.9% |
| Profit | 745 | 946 | 2,520 | 1,483 | 2,585 | 657 | 2,033 | 3,530 | +24.9% |
| Net profit margin | 33.9% | 12.2% | 24.2% | 15.8% | 20.5% | 5.1% | 12.4% | 16.8% |
Ownership & directors from companyinfo.ge (public corporate registry).