ID 205236537 · FY 2017–2024 · 8 years
JSC Halyk Bank Georgia is the Georgian subsidiary of Kazakhstan's Halyk Bank (Halyk Savings Bank of Kazakhstan), the largest bank in Central Asia. It operates as a universal commercial bank in Georgia with retail, SME and corporate banking lines.
curated 2026-06-03halykbank.gehalykbank.com
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 16,692 | 24,172 | 24,519 | 26,697 | 32,022 | 35,054 | 39,759 | 42,707 | +14.4% |
| Net fee and commission income | 1,846 | 757 | 963 | 41 | 173 | -190 | -218 | -289 | nmf |
| Net foreign currency gain / (loss) | 0 | 1,103 | 1,044 | 3,382 | -800 | -309 | 6,888 | 3,164 | +19.2% |
| Net other income | 0 | 0 | 319 | -2,069 | 1,877 | 2,345 | 50 | 1,322 | +32.9% |
| Operating income | 18,538 | 26,032 | 26,845 | 28,051 | 33,272 | 36,900 | 46,479 | 46,904 | +14.2% |
| Operating expenses | -4,385 | -12,507 | -13,280 | -13,525 | -17,687 | -22,221 | -21,839 | -24,745 | +28.0% |
| Operating income before cost of risk | 14,153 | 13,525 | 13,565 | 14,526 | 15,585 | 14,679 | 24,640 | 22,159 | +6.6% |
| Cost of risk | 0 | -42 | -488 | -11,696 | -869 | 4,380 | -404 | 2,783 | nmf |
| Profit before income tax | 13,613 | 14,415 | 12,897 | 2,188 | 15,204 | 19,233 | 24,073 | 25,142 | +9.2% |
| Income tax expense | -1,756 | -1,859 | -1,625 | -33 | 205 | -4,775 | -3,832 | -4,641 | +14.9% |
| Profit | 11,857 | 12,556 | 11,272 | 2,155 | 15,409 | 14,458 | 20,241 | 20,501 | +8.1% |
| Net profit margin | 64.0% | 48.2% | 42.0% | 7.7% | 46.3% | 39.2% | 43.5% | 43.7% |
Ownership & directors from companyinfo.ge (public corporate registry).