ID 204851197 · FY 2017–2024 · 8 years
Group parent — controls 1 company
JSC ProCredit Bank (Georgia) is the local subsidiary of Frankfurt-listed ProCredit Holding, a development-oriented banking group focused on responsible SME lending in transition economies. The Georgian unit is one of the country's larger SME-specialist banks, with a digital-first service model and an emphasis on green-finance products.
curated 2026-06-03procreditbank.geprocredit-holding.com
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 24,642 | 51,607 | 48,172 | 56,848 | 72,710 | 77,390 | 76,445 | 73,893 | +17.0% |
| Net fee and commission income | 5,030 | 5,529 | 4,958 | 44 | 1,280 | 1,677 | 2,151 | 2,884 | -7.6% |
| Net foreign currency gain / (loss) | 0 | 8,329 | 14,061 | 11,782 | 6,089 | 18,955 | 13,960 | 16,497 | +12.1% |
| Net other income | 0 | 0 | -1,035 | -2,267 | 4,712 | -1,188 | 0 | 0 | +4.7% |
| Operating income | 29,672 | 65,465 | 66,156 | 66,407 | 84,791 | 96,834 | 92,556 | 93,274 | +17.8% |
| Operating expenses | -23,227 | -34,719 | -35,980 | -31,742 | -38,444 | -45,775 | -45,736 | -58,552 | +14.1% |
| Operating income before cost of risk | 6,445 | 30,746 | 30,176 | 34,665 | 46,347 | 51,059 | 46,820 | 34,722 | +27.2% |
| Cost of risk | 0 | 0 | 0 | -4,868 | 3,853 | 1,385 | 6,972 | 3,360 | nmf |
| Profit before income tax | 22,802 | 31,057 | 33,136 | 29,797 | 50,200 | 52,444 | 53,792 | 38,082 | +7.6% |
| Income tax expense | -141 | -4,659 | -4,721 | -1,062 | -8,755 | 0 | 0 | 0 | +180.7% |
| Profit | 22,661 | 26,398 | 28,415 | 28,735 | 41,445 | 42,991 | 46,244 | 33,218 | +5.6% |
| Net profit margin | 76.4% | 40.3% | 43.0% | 43.3% | 48.9% | 44.4% | 50.0% | 35.6% |
Ownership & directors from companyinfo.ge (public corporate registry).