ID 205235262 · FY 2017–2020 · 4 years
Georgian commercial bank focused on micro and SME lending, part of the global FINCA Impact Finance network.
curated 2026-06-03reportal.gefincabank.ge
| Line item | 2017 | 2018 | 2019 | 2020 | CAGR |
|---|---|---|---|---|---|
| Net interest income | 18,012 | 39,332 | 36,976 | 34,285 | +23.9% |
| Net fee and commission income | 1,498 | 2,508 | 2,418 | 2,185 | +13.4% |
| Net foreign currency gain / (loss) | 0 | 332 | -1,928 | -1,808 | nmf |
| Net other income | 0 | -1,915 | 1,163 | 1,274 | nmf |
| Operating income | 19,510 | 40,257 | 38,629 | 35,935 | +22.6% |
| Operating expenses | -16,629 | -32,353 | -28,835 | -29,884 | +21.6% |
| Operating income before cost of risk | 2,880 | 7,905 | 9,794 | 6,051 | +28.1% |
| Cost of risk | 0 | 0 | 0 | -5,210 | |
| Profit before income tax | 4,072 | 295 | 7,610 | 841 | -40.9% |
| Income tax expense | -548 | 423 | -818 | -272 | -20.8% |
| Profit | 3,524 | 718 | 6,793 | 569 | -45.5% |
| Net profit margin | 18.1% | 1.8% | 17.6% | 1.6% |
Ownership & directors from companyinfo.ge (public corporate registry).