20 companies · change selection
FY2023 aggregate · 19 of 20 companies reporting · 7.1% of nominal GDP
GEL, thousands
20 financial-sector filers contribute revenue but no EBITDA / EBIT / gross profit (banks and insurers report neither) — EBITDA-based aggregates and ratios understate this pool.
Each filer's own latest filed year, sorted by revenue. Every entity is listed — including the ones the aggregate de-duplicates away.
| Company | Sub-sector | Latest FY |
|---|
| Revenue (K) |
|---|
| EBITDA (K) |
|---|
| Net profit (K) |
|---|
| Total assets (K) |
|---|
| Bank of Georgiaსს საქართველოს ბანკი | Commercial Bank | 2024 | 2,700,723 | — | 1,837,899 | 39,273,163 |
| TBC Bankსს თიბისი ბანკი | Commercial Bank | 2024 | 2,359,058 | — | 1,244,716 | 37,655,290 |
| Liberty Bankსს ლიბერთი ბანკი | Commercial Bank | 2024 | 380,983 | — | 103,357 | 4,917,056 |
| Credo Bankსს კრედო ბანკი | Commercial Bank | 2024 | 335,401 | — | 68,605 | 3,068,974 |
| Basisbankსს ბაზისბანკი | Commercial Bank | 2024 | 189,729 | — | 87,423 | 4,054,144 |
| MFO Crystalსს მიკროსაფინანსო ორგანიზაცია კრისტალი | Microbank | 2024 | 100,577 | — | 22,663 | 576,249 |
| ProCredit Bankსს პროკრედიტ ბანკი | Commercial Bank | 2024 | 93,274 | — | 33,218 | 1,967,393 |
| Cartu Bankსს ბანკი ქართუ | Commercial Bank | 2024 | 92,834 | — | 36,352 | 2,022,426 |
| Terabankსს ტერაბანკი | Commercial Bank | 2024 | 89,310 | — | 30,839 | 1,961,965 |
| Halyk Bank Georgiaსს ხალიკ ბანკი საქართველო | Commercial Bank | 2024 | 46,904 | — | 20,501 | 916,651 |
| PASHA Bank Georgiaსს პაშა ბანკი საქართველო | Commercial Bank | 2024 | 40,674 | — | 8,293 | 706,928 |
| FINCA Bank Georgiaსს ფინკა ბანკი საქართველო | Commercial Bank | 2020 | 35,935 | — | 569 | 287,702 |
| VTB Bank Georgiaსს ვითიბი ბანკი ჯორჯია | Commercial Bank | 2024 | 30,894 | — | 8,410 | 450,554 |
| Isbank Georgiaსს იშბანკი საქართველო | Commercial Bank | 2024 | 26,601 | — | 12,323 | 484,807 |
| MicroBank MBCსს მიკრობანკი ემბისი | Microbank | 2024 | 21,038 | — | 3,530 | 145,003 |
| Ziraat Bank Georgiaსს ზირაათ ბანკი საქართველო | Commercial Bank | 2024 | 16,247 | — | 4,704 | 255,055 |
| Silk Road Bankსს სილქ როუდ ბანკი | Commercial Bank | 2024 | 8,637 | — | -11,416 | 223,027 |
| Paysera Bank Georgiaსს პეისერა ბანკი საქართველო | Commercial Bank | 2024 | 1,222 | — | -793 | 20,367 |
| Hashსს ჰეშ | Commercial Bank | 2024 | 733 | — | -5,335 | 30,192 |
| Pave Bank Georgiaსს პეივ ბანკ ჯორჯია | Commercial Bank | 2024 | 507 | — | -1,008 | 8,744 |
Panel values per company — including the low-coverage years the aggregate hides.
| Company (K) | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|
| სს საქართველოს ბანკი | 10,732,932 | 12,620,716 | 14,523,587 | 18,323,223 | 21,768,306 | 23,161,212 | 28,367,058 | 31,394,110 | 39,273,163 |
| სს თიბისი ბანკი | 10,761,759 | 12,937,198 | 15,400,886 | 18,255,610 | 22,398,962 | 24,039,512 | 28,329,010 | 31,771,136 | 37,655,290 |
| სს ლიბერთი ბანკი | 1,613,085 | 1,703,477 | 1,840,233 | 2,134,972 | 2,989,811 | 3,112,555 | 3,640,589 | 4,095,597 | 4,917,056 |
| სს ბაზისბანკი | 940,157 | 1,231,599 | 1,435,790 | 1,700,912 | 2,068,738 | 1,929,233 | 3,177,105 | 3,618,949 | 4,054,144 |
| სს კრედო ბანკი | 543,990 | 614,692 | 776,623 | 1,010,232 | 1,350,324 | 1,754,928 | 2,187,631 | 2,469,764 | 3,068,974 |
| სს ვითიბი ბანკი ჯორჯია | 1,546,014 | 1,596,192 | 1,649,003 | 1,690,659 | 2,131,642 | 2,228,268 | 486,365 | 452,928 | 450,554 |
| სს ბანკი ქართუ | 1,420,363 | 1,302,141 | 1,213,494 | 1,336,887 | 1,543,470 | 1,349,896 | 1,590,532 | 2,095,332 | 2,022,426 |
| სს პროკრედიტ ბანკი | 1,394,862 | 1,358,538 | 1,498,909 | 1,511,748 | 1,923,358 | 1,839,347 | 1,714,622 | 1,793,391 | 1,967,393 |
| სს ტერაბანკი | 696,640 | 838,751 | 966,278 | 1,044,044 | 1,296,765 | 1,380,669 | 1,531,369 | 1,688,762 | 1,961,965 |
| სს ხალიკ ბანკი საქართველო | 376,357 | 427,661 | 490,465 | 530,023 | 668,024 | 1,002,983 | 984,207 | 903,329 | 916,651 |
| სს პაშა ბანკი საქართველო | 282,485 | 272,804 | 327,057 | 492,288 | 473,404 | 445,995 | 518,510 | 532,372 | 706,928 |
| სს მიკროსაფინანსო ორგანიზაცია კრისტალი | 172,999 | 226,153 | 295,047 | 337,095 | 366,074 | 396,179 | 450,697 | 475,520 | 576,249 |
| სს იშბანკი საქართველო | 276,050 | 237,427 | 263,926 | 275,726 | 339,988 | 385,421 | 416,106 | 464,686 | 484,807 |
| სს ფინკა ბანკი საქართველო | 277,686 | 295,354 | 297,010 | 279,322 | 287,702 | — | — | — | — |
| სს ზირაათ ბანკი საქართველო | — | 93,623 | 114,981 | 131,604 | 131,635 | 152,893 | 193,612 | 206,549 | 255,055 |
| სს სილქ როუდ ბანკი | 79,941 | 58,567 | 75,921 | 81,893 | 87,494 | 97,627 | 87,756 | 167,089 | 223,027 |
| სს მიკრობანკი ემბისი | 32,561 | 38,061 | 53,654 | 69,857 | 78,202 | 97,170 | 110,235 | 117,084 | 145,003 |
| სს ჰეშ | — | — | — | — | — | — | 5,149 | 7,584 | 30,192 |
| სს პეისერა ბანკი საქართველო | — | — | — | — | — | — | 7,219 | 10,287 | 20,367 |
| სს პეივ ბანკ ჯორჯია | — | — | — | — | — | — | — | 5,495 | 8,744 |
Aggregates sum every filer in the selection. Known parent/subsidiary groups that file separately are de-duplicated to avoid double-counting; groups not yet curated may still be counted more than once.
20 financial-sector filers contribute revenue but no EBITDA / EBIT / gross profit (banks and insurers report neither) — EBITDA-based aggregates and ratios understate this pool.
Money is summed across every filer left after de-dup; ratios are recomputed from the summed bases, never averaged; growth is computed on the aggregate series.
Money series are plotted in GEL thousands on the left axis.
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue (K) | — | 1,049,357 | 2,844,778 | 2,991,165 | 2,931,527 | 3,528,178 | 4,904,660 | 5,715,925 | 6,535,346 | +29.9% |
| EBITDA (K) | — | — | — | — | — | — | — | — | — | |
| Net profit (K) | — | 947,889 | 1,014,926 | 1,283,879 | 738,609 | 1,831,810 | 2,248,548 | 2,812,021 | 3,504,281 | +20.5% |
| Total assets (K) | 31,147,881 | 35,852,954 | 41,222,864 | 49,206,094 | 59,903,899 | 63,373,888 | 73,797,772 | 82,269,964 | 98,737,988 | +15.5% |
| Revenue as % of GDP | 0.0% | 2.5% | 6.3% | 6.0% | 5.9% | 5.8% | 6.7% | 7.1% | 7.0% | |
| n (companies) | 16 | 17 | 17 | 17 | 17 | 16 | 18 | 19 | 19 |
Raw values in absolute GEL — percentages as fractions — so the files load straight into a model instead of mirroring the display rounding.
One branded sheet with every IS / BS / CF line item × year for all 20 companies in this selection, as filed. Values are absolute GEL exactly as stored — not thousands — and the sheet says so. The Pooled sums column flags, row by row, every company-year the sector aggregate de-duplicates away and the parent that consolidates it, so the file carries the same disclosure the Trends tab does.
CAGR compounds the aggregate series from its first year with a figure to FY2024. Blank on ratio and percentage rows — a growth rate of a margin is not a growth rate; “nmf” on a sign flip or a base too small to compound from.
GDP penetration = sector aggregate Revenue ÷ Georgia nominal GDP (current prices, 2016–2024). Source: Geostat — GDP at current prices. Computed server-side: revenue is absolute GEL, macro_gdp is million GEL.