20 companies · change selection
FY2024 aggregate · 19 of 20 companies reporting · 7.0% of nominal GDP
GEL, thousands
20 financial-sector filers contribute revenue but no EBITDA / EBIT / gross profit (banks and insurers report neither) — EBITDA-based aggregates and ratios understate this pool.
Each filer's own latest filed year, sorted by revenue. Every entity is listed — including the ones the aggregate de-duplicates away.
| Company | Sub-sector | Latest FY |
|---|
| Revenue (K) |
|---|
| EBITDA (K) |
|---|
| Net profit (K) |
|---|
| Total assets (K) |
|---|
| Bank of Georgiaსს საქართველოს ბანკი | Commercial Bank | 2024 | 2,700,723 | — | 1,837,899 | 39,273,163 |
| TBC Bankსს თიბისი ბანკი | Commercial Bank | 2024 | 2,359,058 | — | 1,244,716 | 37,655,290 |
| Liberty Bankსს ლიბერთი ბანკი | Commercial Bank | 2024 | 380,983 | — | 103,357 | 4,917,056 |
| Credo Bankსს კრედო ბანკი | Commercial Bank | 2024 | 335,401 | — | 68,605 | 3,068,974 |
| Basisbankსს ბაზისბანკი | Commercial Bank | 2024 | 189,729 | — | 87,423 | 4,054,144 |
| MFO Crystalსს მიკროსაფინანსო ორგანიზაცია კრისტალი | Microbank | 2024 | 100,577 | — | 22,663 | 576,249 |
| ProCredit Bankსს პროკრედიტ ბანკი | Commercial Bank | 2024 | 93,274 | — | 33,218 | 1,967,393 |
| Cartu Bankსს ბანკი ქართუ | Commercial Bank | 2024 | 92,834 | — | 36,352 | 2,022,426 |
| Terabankსს ტერაბანკი | Commercial Bank | 2024 | 89,310 | — | 30,839 | 1,961,965 |
| Halyk Bank Georgiaსს ხალიკ ბანკი საქართველო | Commercial Bank | 2024 | 46,904 | — | 20,501 | 916,651 |
| PASHA Bank Georgiaსს პაშა ბანკი საქართველო | Commercial Bank | 2024 | 40,674 | — | 8,293 | 706,928 |
| FINCA Bank Georgiaსს ფინკა ბანკი საქართველო | Commercial Bank | 2020 | 35,935 | — | 569 | 287,702 |
| VTB Bank Georgiaსს ვითიბი ბანკი ჯორჯია | Commercial Bank | 2024 | 30,894 | — | 8,410 | 450,554 |
| Isbank Georgiaსს იშბანკი საქართველო | Commercial Bank | 2024 | 26,601 | — | 12,323 | 484,807 |
| MicroBank MBCსს მიკრობანკი ემბისი | Microbank | 2024 | 21,038 | — | 3,530 | 145,003 |
| Ziraat Bank Georgiaსს ზირაათ ბანკი საქართველო | Commercial Bank | 2024 | 16,247 | — | 4,704 | 255,055 |
| Silk Road Bankსს სილქ როუდ ბანკი | Commercial Bank | 2024 | 8,637 | — | -11,416 | 223,027 |
| Paysera Bank Georgiaსს პეისერა ბანკი საქართველო | Commercial Bank | 2024 | 1,222 | — | -793 | 20,367 |
| Hashსს ჰეშ | Commercial Bank | 2024 | 733 | — | -5,335 | 30,192 |
| Pave Bank Georgiaსს პეივ ბანკ ჯორჯია | Commercial Bank | 2024 | 507 | — | -1,008 | 8,744 |
Panel values per company — including the low-coverage years the aggregate hides.
| Company (K) | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|
| სს საქართველოს ბანკი | — | 338,907 | 343,528 | 512,887 | 306,498 | 743,811 | 992,004 | 1,333,719 | 1,837,899 |
| სს თიბისი ბანკი | — | 362,781 | 433,300 | 545,685 | 337,260 | 842,945 | 1,023,075 | 1,119,058 | 1,244,716 |
| სს ლიბერთი ბანკი | — | 53,014 | 57,200 | 36,913 | -4,911 | 42,351 | 63,285 | 81,047 | 103,357 |
| სს ბაზისბანკი | — | 29,889 | 37,293 | 37,327 | 24,221 | 38,581 | 73,892 | 76,885 | 87,423 |
| სს კრედო ბანკი | — | 20,131 | 20,191 | 29,539 | 10,858 | 36,710 | 45,211 | 41,073 | 68,605 |
| სს ბანკი ქართუ | — | 49,718 | 26,204 | 22,314 | 9,832 | 26,657 | 27,972 | 35,666 | 36,352 |
| სს პროკრედიტ ბანკი | — | 22,661 | 26,398 | 28,415 | 28,735 | 41,445 | 42,991 | 46,244 | 33,218 |
| სს ვითიბი ბანკი ჯორჯია | — | 32,369 | 26,949 | 29,755 | 26,714 | — | -83,562 | 400 | 8,410 |
| სს ტერაბანკი | — | 11,922 | 20,170 | 20,030 | 3,919 | 28,858 | 29,836 | 29,833 | 30,839 |
| სს მიკროსაფინანსო ორგანიზაცია კრისტალი | — | 8,135 | 5,433 | -324 | -852 | 3,180 | 7,311 | 10,730 | 22,663 |
| სს ხალიკ ბანკი საქართველო | — | 11,857 | 12,556 | 11,272 | 2,155 | 15,409 | 14,458 | 20,241 | 20,501 |
| სს იშბანკი საქართველო | — | 1,524 | 2,550 | 6,062 | 9,675 | 10,581 | 12,513 | 16,624 | 12,323 |
| სს პაშა ბანკი საქართველო | — | 3,453 | 3,189 | -9,060 | -19,253 | -4,006 | -2,263 | 1,700 | 8,293 |
| სს ზირაათ ბანკი საქართველო | — | 1,479 | 2,987 | 4,215 | 2,775 | 3,622 | 5,791 | 7,529 | 4,704 |
| სს ფინკა ბანკი საქართველო | — | 3,524 | 718 | 6,793 | 569 | — | — | — | — |
| სს მიკრობანკი ემბისი | — | 745 | 946 | 2,520 | 1,483 | 2,585 | 657 | 2,033 | 3,530 |
| სს პეივ ბანკ ჯორჯია | — | — | — | — | — | — | — | 2 | -1,008 |
| სს სილქ როუდ ბანკი | — | -4,220 | -4,687 | -464 | -1,070 | -919 | -3,926 | -7,293 | -11,416 |
| სს ჰეშ | — | — | — | — | — | — | -62 | -2,075 | -5,335 |
| სს პეისერა ბანკი საქართველო | — | — | — | — | — | — | -635 | -1,395 | -793 |
Aggregates sum every filer in the selection. Known parent/subsidiary groups that file separately are de-duplicated to avoid double-counting; groups not yet curated may still be counted more than once.
20 financial-sector filers contribute revenue but no EBITDA / EBIT / gross profit (banks and insurers report neither) — EBITDA-based aggregates and ratios understate this pool.
Money is summed across every filer left after de-dup; ratios are recomputed from the summed bases, never averaged; growth is computed on the aggregate series.
Money series are plotted in GEL thousands on the left axis.
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue (K) | — | 1,049,357 | 2,844,778 | 2,991,165 | 2,931,527 | 3,528,178 | 4,904,660 | 5,715,925 | 6,535,346 | +29.9% |
| EBITDA (K) | — | — | — | — | — | — | — | — | — | |
| Net profit (K) | — | 947,889 | 1,014,926 | 1,283,879 | 738,609 | 1,831,810 | 2,248,548 | 2,812,021 | 3,504,281 | +20.5% |
| Total assets (K) | 31,147,881 | 35,852,954 | 41,222,864 | 49,206,094 | 59,903,899 | 63,373,888 | 73,797,772 | 82,269,964 | 98,737,988 | +15.5% |
| Revenue as % of GDP | 0.0% | 2.5% | 6.3% | 6.0% | 5.9% | 5.8% | 6.7% | 7.1% | 7.0% | |
| n (companies) | 16 | 17 | 17 | 17 | 17 | 16 | 18 | 19 | 19 |
Raw values in absolute GEL — percentages as fractions — so the files load straight into a model instead of mirroring the display rounding.
One branded sheet with every IS / BS / CF line item × year for all 20 companies in this selection, as filed. Values are absolute GEL exactly as stored — not thousands — and the sheet says so. The Pooled sums column flags, row by row, every company-year the sector aggregate de-duplicates away and the parent that consolidates it, so the file carries the same disclosure the Trends tab does.
CAGR compounds the aggregate series from its first year with a figure to FY2024. Blank on ratio and percentage rows — a growth rate of a margin is not a growth rate; “nmf” on a sign flip or a base too small to compound from.
GDP penetration = sector aggregate Revenue ÷ Georgia nominal GDP (current prices, 2016–2024). Source: Geostat — GDP at current prices. Computed server-side: revenue is absolute GEL, macro_gdp is million GEL.