Sector overviews / Insurance
The regulator's book, in three views: the market, the players compared, and each player drilled down. GWP = gross written premium (financial / collected basis); underwriting ratios are on a net-earned-premium basis, so combined = loss + expense.
FY2015–FY2025 · insurance.gov.ge
| Class | GWP | Share |
|---|---|---|
| Medical (Health) | ₾169.0m | 44.9% |
| Property | ₾61.0m | 16.2% |
| Motor Own Damage (Casco) | ₾57.2m | 15.2% |
| Life | ₾25.2m | 6.7% |
| General TPL | ₾24.6m | 6.5% |
| Motor TPL | ₾9.1m | 2.4% |
| Travel |
| # | Insurer | GWP | Share | Loss ratio | Combined | ROE |
|---|---|---|---|---|---|---|
| 1 | GPI HoldingP&C | ₾87.0m | 23.1% | 58.0% | — | — |
| 2 | AldagiP&C | ₾76.5m | 20.3% | 30.8% | — | — |
| 3 | Imedi LMedical | ₾66.4m | 17.6% | 75.3% | — | — |
| ₾6.0m |
| 1.6% |
| Suretyships | ₾5.7m | 1.5% |
| Cargo | ₾5.0m | 1.3% |
| Personal Accident | ₾4.0m | 1.1% |
| Aviation TPL | ₾3.8m | 1.0% |
| Aviation Hull | ₾3.3m | 0.9% |
| Marine Hull | ₾433k | 0.1% |
| Railway | ₾166k | 0.0% |
| Marine TPL | ₾33k | 0.0% |
| Credit | ₾11k | 0.0% |
| 4 | WizerMedical | ₾30.1m | 8.0% | 100.3% | — | — |
| 5 | IRAOP&C | ₾27.7m | 7.4% | 68.3% | — | — |
| 6 | UnisonP&C | ₾16.6m | 4.4% | 63.8% | — | — |
| 7 | CartuP&C | ₾10.1m | 2.7% | 99.1% | — | — |
| 8 | TBCP&C | ₾7.2m | 1.9% | 58.3% | — | — |
| 9 | AlphaP&C | ₾6.2m | 1.7% | 68.6% | — | — |
| 10 | ArdiP&C | ₾5.4m | 1.4% | 57.6% | — | — |
| 11 | TAOP&C | ₾56k | 0.0% | 47.6% | — | — |