Sector overviews / Insurance
The regulator's book, in three views: the market, the players compared, and each player drilled down. GWP = gross written premium (financial / collected basis); underwriting ratios are on a net-earned-premium basis, so combined = loss + expense.
FY2015–FY2025 · insurance.gov.ge
| Class | GWP | Share |
|---|---|---|
| Medical (Health) | ₾148.6m | 42.6% |
| Property | ₾68.6m | 19.7% |
| Motor Own Damage (Casco) | ₾54.1m | 15.5% |
| Life | ₾24.4m | 7.0% |
| General TPL | ₾15.7m | 4.5% |
| Motor TPL | ₾8.2m | 2.4% |
| Suretyships |
| # | Insurer | GWP | Share | Loss ratio | Combined | ROE |
|---|---|---|---|---|---|---|
| 1 | GPI HoldingP&C | ₾70.6m | 20.3% | 54.3% | — | — |
| 2 | AldagiP&C | ₾69.7m | 20.0% | 42.4% | — | — |
| 3 | Imedi LMedical | ₾62.0m | 17.8% | 70.8% | — | — |
| ₾5.9m |
| 1.7% |
| Travel | ₾5.2m | 1.5% |
| Aviation Hull | ₾4.7m | 1.4% |
| Cargo | ₾4.6m | 1.3% |
| Personal Accident | ₾3.9m | 1.1% |
| Aviation TPL | ₾2.8m | 0.8% |
| Marine Hull | ₾537k | 0.2% |
| Credit | ₾13k | 0.0% |
| Marine TPL | ₾10k | 0.0% |
| 4 | UnisonP&C | ₾30.9m | 8.9% | 37.0% | — | — |
| 5 | IRAOP&C | ₾28.5m | 8.2% | 62.3% | — | — |
| 6 | WizerMedical | ₾17.7m | 5.1% | 93.5% | — | — |
| 7 | CartuP&C | ₾10.6m | 3.0% | 75.3% | — | — |
| 8 | AlphaP&C | ₾8.0m | 2.3% | 130.9% | — | — |
| 9 | ArdiP&C | ₾4.5m | 1.3% | 62.8% | — | — |
| 10 | TAOP&C | ₾403k | 0.1% | -370.5% | — | — |