5 companies · GEL, thousands · columns ordered by revenue
| Company | Sector | EBITDA margin · FY 2024 | Percentile | Sector n |
|---|---|---|---|---|
| Park Kepital Management | Non-bank Credit (MFO/Leasing) | 93.9% | 100th pct | 34 |
| Laki Group | Non-bank Credit (MFO/Leasing) | 42.0% | 50th pct | 34 |
| MFO Centrali | Non-bank Credit (MFO/Leasing) | — | no FY data | 34 |
| MFO Georgian Credit | Non-bank Credit (MFO/Leasing) | — | no FY data | 34 |
| Lela | Non-bank Credit (MFO/Leasing) | — | no FY data | 34 |
Percentile is within each company's own sector across the whole FY2024 cross-section (1st–100th; higher = larger value). Companies with no sector, or no filing for the year, are not ranked.
Only 4 of 5 peers filed FY2024. Switch to FY2023 (5 of 5).
| Line item | MFO Georgian Credit | Laki Group | MFO Centrali | Park Kepital Management | Lela |
|---|---|---|---|---|---|
| Net interest income | 3,085 | — | 2,907 | — | — |
| Net fee and commission income | 176 | — | 595 | — | — |
| Net foreign currency gain / (loss) | 187 | — | -340 | — | — |
| Net other income | -151 | — | — | — | — |
| Operating income | 3,296 | — | 3,161 | — | — |
| Operating expenses | -3,139 | — | -2,552 | — | — |
| Operating income before cost of risk | 157 | — | 610 | — | — |
| Cost of risk | -2,645 | — | -272 | — | — |
| Profit before income tax | -2,488 | — | 337 | — | — |
| Profit | -2,488 | — | 243 | — | — |
| Net profit margin | -75.5% | — | 7.7% | — | — |
| Total Revenue | — | 3,195 | — | 2,932 | — |
| Total COGS | — | 0 | — | 0 | — |
| Gross Profit | — | 3,195 | — | 2,932 | — |
| Gross Margin | — | 100.0% | — | 100.0% | — |
| Total Operating Expenses | — | -1,852 | — | -179 | — |
| EBITDA | — | 1,342 | — | 2,753 | — |
| EBITDA Margin | — | 42.0% | — | 93.9% | — |
| Total D&A | — | -8 | — | -199 | — |
| EBIT / Operating Income | — | 1,334 | — | 2,554 | — |
| Total Interest Expense | — | -166 | — | -843 | — |
| Profit Before Tax | — | 1,168 | — | 1,415 | — |
| Total Income Tax | — | -174 | — | 0 | — |
| Net Profit / (Loss) | — | 994 | — | 1,415 | — |
| Net Margin | — | 31.1% | — | 48.3% | — |
| Income tax expense | — | — | -94 | — | — |
| Total Other Income | — | — | — | -296 | — |
Not every picked company reports every selected year — FY2024: no filing for Lela. Those cells are left blank (no filing), not zero.
2 financial-sector filers in this set (MFO Georgian Credit, MFO Centrali) report no EBITDA / EBIT / gross profit — banks and insurers structurally don't. Those metrics are blank for them and any pooled EBITDA figure understates this set.
This set mixes statement templates (bank, nonfin) — a line only some peers file shows blank for the rest, not zero.