MFO Georgian Credit (სს მისო ქართული კრედიტი) — Georgia Financials

Georgia Financials

panel 2026-09-21Ask

MFO Georgian Credit (სს მისო ქართული კრედიტი) — Georgia Financials

as filed · GEL, thousands

GEL, thousandsXLSX

Line item	2017	2018	2019	2020	2021	2022	2023	2024	CAGR
	411	6,376	5,542	2,850	2,641	2,458	3,358	3,085	+33.4%
Net fee and commission income	579	525	551	298	309	264	221	176	-15.7%
Net foreign currency gain / (loss)	0	44	89	315	102	1,116	1,096	187	nmf
	31	129	249	216	242	1,080	1,287	151	+25.5%
Operating income	959	6,986	6,253	3,049	2,810	2,756	3,771	3,296	+19.3%
	1,854	5,823	5,500	4,352	2,054	4,421	3,750	3,139	+7.8%
Operating income before cost of risk	895	1,163	753	1,303	756	1,665	21	157	nmf
Cost of risk	0	0	0	2,850	890	1,565	614	2,645	-1.8%
Profit before income tax	287	232	61	4,153	134	3,229	593	2,488	nmf
Income tax expense	82	61	238	3	326	0	0	0	+41.3%
Profit	205	171	298	4,150	460	3,229	593	2,488	nmf
Net profit margin	21.4%	2.4%	4.8%	136.1%	16.4%	117.2%	15.7%	75.5%