ID 206238800 · FY 2017–2024 · 8 years
Georgian microfinance organization (MFO) providing small consumer and business loans in Georgia.
curated 2026-06-03reportal.ge
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 411 | 6,376 | 5,542 | 2,850 | 2,641 | 2,458 | 3,358 | 3,085 | +33.4% |
| Net fee and commission income | 579 | 525 | 551 | 298 | 309 | 264 | 221 | 176 | -15.7% |
| Net foreign currency gain / (loss) | 0 | -44 | -89 | -315 | 102 | 1,116 | -1,096 | 187 | nmf |
| Net other income | -31 | 129 | 249 | 216 | -242 | -1,080 | 1,287 | -151 | +25.5% |
| Operating income | 959 | 6,986 | 6,253 | 3,049 | 2,810 | 2,756 | 3,771 | 3,296 | +19.3% |
| Operating expenses | -1,854 | -5,823 | -5,500 | -4,352 | -2,054 | -4,421 | -3,750 | -3,139 | +7.8% |
| Operating income before cost of risk | -895 | 1,163 | 753 | -1,303 | 756 | -1,665 | 21 | 157 | nmf |
| Cost of risk | 0 | 0 | 0 | -2,850 | -890 | -1,565 | -614 | -2,645 | -1.8% |
| Profit before income tax | 287 | -232 | -61 | -4,153 | -134 | -3,229 | -593 | -2,488 | nmf |
| Income tax expense | -82 | 61 | -238 | 3 | -326 | 0 | 0 | 0 | +41.3% |
| Profit | 205 | -171 | -298 | -4,150 | -460 | -3,229 | -593 | -2,488 | nmf |
| Net profit margin | 21.4% | -2.4% | -4.8% | -136.1% | -16.4% | -117.2% | -15.7% | -75.5% |
Ownership & directors from companyinfo.ge (public corporate registry).