Compare — Georgia Financials

panel 2026-09-21Ask

FY 2024 · GEL thousands · companies ordered by revenueXLSX

Line item	Laki Credit	MFO Georgian Credit	Laki Group	MFO Centrali	Park Kepital Management
Total Revenue	4,250	—	3,195	—	2,932
Total COGS	0	—	0	—	0
Gross Profit	4,250	—	3,195	—	2,932
Gross Margin	100.0%	—	100.0%	—	100.0%
Total Operating Expenses	-1,334	—	-1,852	—	-179
EBITDA	2,916	—	1,342	—	2,753
EBITDA Margin	68.6%	—	42.0%	—	93.9%
Total D&A	-6	—	-8	—	-199
EBIT / Operating Income	2,910	—	1,334	—	2,554
Profit Before Tax	2,910	—	1,168	—	1,415
Total Income Tax	-628	—	-174	—	0
Net Profit / (Loss)	2,319	—	994	—	1,415
Net Margin	54.6%	—	31.1%	—	48.3%
Net interest income	—	3,085	—	2,907	—
Net fee and commission income	—	176	—	595	—
Net foreign currency gain / (loss)	—	187	—	-340	—
Net other income	—	-151	—	—	—
Operating income	—	3,296	—	3,161	—
Operating expenses	—	-3,139	—	-2,552	—
Operating income before cost of risk	—	157	—	610	—
Cost of risk	—	-2,645	—	-272	—
Profit before income tax	—	-2,488	—	337	—
Profit	—	-2,488	—	243	—
Net profit margin	—	-75.5%	—	7.7%	—
Total Interest Expense	—	—	-166	—	-843
Income tax expense	—	—	—	-94	—
Total Other Income	—	—	—	—	-296

2 financial-sector filers in this set (MFO Georgian Credit, MFO Centrali) report no EBITDA / EBIT / gross profit — banks and insurers structurally don't. Those metrics are blank for them and any pooled EBITDA figure understates this set.

This set mixes statement templates (bank, nonfin) — a line only some peers file shows blank for the rest, not zero.

Peer percentile within sector

Rank on

Company	Sector	EBITDA margin · FY 2024	Percentile	Sector n
Park Kepital Management	Non-bank Credit (MFO/Leasing)	93.9%	100th pct	34
Laki Credit	Non-bank Credit (MFO/Leasing)	68.6%	91st pct	34
Laki Group	Non-bank Credit (MFO/Leasing)	42.0%	50th pct	34
MFO Georgian Credit	Non-bank Credit (MFO/Leasing)	—	no FY data	34
MFO Centrali	Non-bank Credit (MFO/Leasing)	—	no FY data	34

Percentile is within each company's own sector across the whole FY2024 cross-section (1st–100th; higher = larger value). Companies with no sector, or no filing for the year, are not ranked.