ID 405081192 · FY 2018–2023 · 6 years
Georgian non-bank lender/credit company.
curated 2026-06-03reportal.ge
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | CAGR |
|---|---|---|---|---|---|---|---|
| Net interest income | 862 | 4,075 | 3,696 | 3,538 | 3,672 | 4,714 | +40.5% |
| Net fee and commission income | 1,785 | 0 | 0 | 0 | 0 | 0 | |
| Net foreign currency gain / (loss) | 316 | 1,227 | 92 | 54 | 10 | -32 | nmf |
| Net other income | 951 | 0 | 0 | 0 | 0 | 0 | |
| Operating income | 3,913 | 5,302 | 3,788 | 3,591 | 3,682 | 4,682 | +3.7% |
| Operating expenses | -2,780 | -2,211 | -1,522 | -2,379 | -1,452 | -3,078 | +2.1% |
| Operating income before cost of risk | 1,134 | 3,091 | 2,266 | 1,212 | 2,230 | 1,604 | +7.2% |
| Cost of risk | 0 | 3,265 | 106 | 369 | 126 | 0 | -66.2% |
| Profit before income tax | 2,262 | 4,253 | 2,372 | 1,581 | 2,356 | 1,604 | -6.6% |
| Income tax expense | -117 | -131 | -359 | -278 | -375 | -353 | +24.7% |
| Profit | 2,145 | 4,122 | 2,013 | 1,303 | 1,980 | 1,251 | -10.2% |
| Net profit margin | 54.8% | 77.7% | 53.1% | 36.3% | 53.8% | 26.7% |
Ownership & directors from companyinfo.ge (public corporate registry).