ID 412717476 · FY 2017–2024 · 8 years
Georgian microfinance organization providing consumer and small business loans.
curated 2026-06-03reportal.ge
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 709 | 260 | 255 | 138 | 1,621 | 2,058 | 2,184 | 2,985 | +22.8% |
| Net fee and commission income | -8 | -35 | 2,304 | 2,301 | 1,733 | 2,180 | 2,488 | 3,186 | nmf |
| Net foreign currency gain / (loss) | 0 | 34 | -0 | 3 | 0 | 19 | 18 | 8 | -21.5% |
| Operating income | 701 | 259 | 2,560 | 2,441 | 3,354 | 4,256 | 4,691 | 6,179 | +36.5% |
| Operating expenses | -109 | -453 | -1,780 | -1,985 | -2,490 | -3,047 | -3,459 | -4,459 | +69.8% |
| Operating income before cost of risk | 592 | -194 | 780 | 456 | 863 | 1,209 | 1,231 | 1,720 | +16.5% |
| Cost of risk | 0 | 0 | 0 | -343 | 23 | -71 | -225 | -247 | -7.8% |
| Profit before income tax | 279 | -232 | 626 | 113 | 886 | 1,139 | 1,007 | 1,472 | +26.8% |
| Income tax expense | -42 | 0 | -118 | -85 | -125 | -163 | -186 | -313 | +33.3% |
| Profit | 237 | -232 | 508 | 28 | 761 | 976 | 821 | 1,159 | +25.5% |
| Net profit margin | 33.8% | -89.6% | 19.8% | 1.2% | 22.7% | 22.9% | 17.5% | 18.8% |
Ownership & directors from companyinfo.ge (public corporate registry).