Loading…
Dividends declared (per SOCE filings): FY2022 356,798 · FY2023 616,065 · FY2024 550,470 — 3-yr total 1,523,333
JSC TBC Bank is Georgia's second-largest universal bank by assets and the operating subsidiary of LSE-listed TBC Bank Group PLC. Combined with Bank of Georgia it forms a duopoly controlling ~75% of system loans; runs the leading digital bank in the country and operates TBC Uzbekistan, the region's largest digital-only bank.
Group parent — controls 3 companies · ownership
| Ratio | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|
| Net Interest Margin (NIM) | 2.2% | 7.3% | 6.2% | 5.3% | 5.5% | 6.1% | 6.4% | 5.7% |
| Cost of Funds | 4.0% | 4.3% | 4.5% | 4.8% | 4.4% | 4.5% | 4.8% | 5.3% |
| Cost / Income Ratio | 30.7% | 33.5% | 33.1% | 41.4% | 28.1% | 27.1% | 29.5% | 29.9% |
| Cost of Risk | 0.1% | 0.2% | 0.1% | 2.5% | -0.2% | 0.6% | 0.7% | 0.6% |
| Net Fee Income / Operating Income | 31.2% | 13.9% | 14.9% | 18.6% | 14.1% | 13.2% | 14.8% | 15.6% |
| Return on Avg Assets (ROAA) | 2.8% | 3.1% | 3.2% | 1.7% | 3.6% | 3.9% | 3.7% | 3.6% |
| Return on Avg Equity (ROAE) | 19.6% | 22.2% | 24.0% | 12.7% | 26.3% | 26.0% | 24.8% | 24.4% |
Shareholders, directors and group links from the companyinfo.ge public register — as filed, so stakes need not sum to 100% where a holding is undisclosed.
Ownership & directors from companyinfo.ge (public corporate registry).
Ranked by how close each latest revenue is to this one — not a curated comp set. Open this set in Compare →