TBC Pay (შპს თიბისი ფეი) — Georgia Financials

Georgia Financials

panel 2026-09-21Ask

TBC Pay (შპს თიბისი ფეი) — Georgia Financials

as filed · GEL, thousands

Line item	2017	2018	2019	2020	2021	2022	2023	2024	CAGR
Total Revenue	22,655	29,370	33,132	33,368	45,740	56,727	70,809	79,697	+19.7%
Total COGS	0	0	0	0	7,607	10,629	13,810	17,542	+32.1%
Gross Profit	22,655	29,370	33,132	33,368	38,133	46,098	56,999	62,155	+15.5%
Gross Margin	100.0%	100.0%	100.0%	100.0%	83.4%	81.3%	80.5%	78.0%
Other Operating Income	0	0	0	756	500	688	806	862	+3.3%
	7,127	14,521	16,236	15,507	18,793	21,635	26,410	28,973	+22.2%
EBITDA	15,528	14,849	16,896	18,617	19,840	25,151	31,395	34,044	+11.9%
EBITDA Margin	68.5%	50.6%	51.0%	55.8%	43.4%	44.3%	44.3%	42.7%
Total D&A	2,315	2,716	3,119	3,602	4,151	4,484	5,881	6,400	+15.6%
EBIT / Operating Income	13,213	12,133	13,777	15,015	15,689	20,667	25,514	27,644	+11.1%
Total Interest Income	844	1,103	1,410	2,632	3,020	3,159	4,462	3,461	+22.3%
Total Interest Expense	986	514	174	61	968	2,534	1,100	190	-21.0%
	77	94	530	14	151	43	12	53	nmf
Profit Before Tax	13,148	12,816	15,543	17,600	17,590	21,249	28,864	30,862	+13.0%
Total Income Tax	0	0	429	0	7,412	306	2,439	2,118	+37.6%
Net Profit / (Loss)	8,534	12,820	14,884	17,349	9,805	21,403	26,425	28,744	+18.9%
Net Margin	37.7%	43.6%	44.9%	52.0%	21.4%	37.7%	37.3%	36.1%