Compare — Georgia Financials

panel 2026-09-21Ask

FY 2024 · GEL thousands · companies ordered by revenueXLSX

Only 3 of 5 peers filed FY2024. Switch to FY2023 (5 of 5).

Line item	MFO B Credit	MFO Creditor	Mikrosapinanso Organiza…	Microfinance Organizati…	Microfinance Organizati…
Net interest income	421	410	—	—	—
Net foreign currency gain / (loss)	-20	8	—	—	—
Operating income	401	369	—	—	—
Operating expenses	-294	-296	—	—	—
Operating income before cost of risk	107	73	—	—	—
Cost of risk	53	-255	—	—	—
Profit before income tax	161	-182	—	—	—
Profit	161	-196	—	—	—
Net profit margin	40.1%	-53.0%	—	—	—
Net other income	—	-49	—	—	—
Income tax expense	—	-14	—	—	—
Total Revenue	—	—	336	—	—
Total COGS	—	—	0	—	—
Gross Profit	—	—	336	—	—
Gross Margin	—	—	100.0%	—	—
Total Operating Expenses	—	—	-956	—	—
EBITDA	—	—	-620	—	—
EBITDA Margin	—	—	-184.5%	—	—
Total D&A	—	—	0	—	—
EBIT / Operating Income	—	—	-620	—	—
Total Interest Income	—	—	1,618	—	—
Total Interest Expense	—	—	-468	—	—
Total Other Income	—	—	-11	—	—
Profit Before Tax	—	—	520	—	—
Total Income Tax	—	—	-2	—	—
Net Profit / (Loss)	—	—	517	—	—
Net Margin	—	—	153.9%	—	—

Not every picked company reports every selected year — FY2024: no filing for Microfinance Organizati… and Microfinance Organizati…. Those cells are left blank (no filing), not zero.

4 financial-sector filers in this set (MFO B Credit, MFO Creditor, Microfinance Organizati…, Microfinance Organizati…) report no EBITDA / EBIT / gross profit — banks and insurers structurally don't. Those metrics are blank for them and any pooled EBITDA figure understates this set.

This set mixes statement templates (bank, nonfin) — a line only some peers file shows blank for the rest, not zero.

Peer percentile within sector

Rank on

Company	Sector	EBITDA margin · FY 2024	Percentile	Sector n
Mikrosapinanso Organiza…	Non-bank Credit (MFO/Leasing)	-184.5%	3rd pct	34
MFO Creditor	Non-bank Credit (MFO/Leasing)	—	no FY data	34
Microfinance Organizati…	Non-bank Credit (MFO/Leasing)	—	no FY data	34
Microfinance Organizati…	Non-bank Credit (MFO/Leasing)	—	no FY data	34
MFO B Credit	Non-bank Credit (MFO/Leasing)	—	no FY data	34

Percentile is within each company's own sector across the whole FY2024 cross-section (1st–100th; higher = larger value). Companies with no sector, or no filing for the year, are not ranked.