ID 404474172 · FY 2017–2023 · 7 years
Georgian microfinance organization licensed by the National Bank of Georgia.
curated 2026-06-03reportal.ge
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | CAGR |
|---|---|---|---|---|---|---|---|---|
| Net interest income | 222 | 755 | 497 | 423 | 364 | 322 | 317 | +6.1% |
| Net fee and commission income | 0 | 131 | 61 | 23 | 37 | 37 | 34 | -23.5% |
| Net foreign currency gain / (loss) | 0 | -66 | -15 | -18 | 20 | 3 | 1 | nmf |
| Net other income | 0 | -93 | -37 | 63 | 18 | 0 | 0 | nmf |
| Operating income | 222 | 728 | 505 | 491 | 439 | 362 | 352 | +7.9% |
| Operating expenses | -28 | -485 | -406 | -389 | -294 | -282 | -311 | +49.7% |
| Operating income before cost of risk | 195 | 243 | 100 | 102 | 145 | 80 | 41 | -23.0% |
| Cost of risk | -33 | 0 | 0 | -30 | 0 | 8 | 5 | nmf |
| Profit before income tax | 270 | 209 | 98 | 72 | 145 | 87 | 46 | -25.6% |
| Income tax expense | -43 | -48 | -11 | -14 | -15 | 3 | -7 | -26.4% |
| Profit | 227 | 161 | 87 | 57 | 130 | 90 | 39 | -25.5% |
| Net profit margin | 102.0% | 22.1% | 17.2% | 11.6% | 29.7% | 24.9% | 11.0% |
Ownership & directors from companyinfo.ge (public corporate registry).