Compare — Georgia Financials

panel 2026-09-21Ask

FY 2024 · GEL thousands · companies ordered by revenueXLSX

Only 3 of 5 peers filed FY2024. Switch to FY2023 (5 of 5).

Line item	MFO Family Credit	Solo Credit	Svipt Credit	ELT Company	GOA Credit
Net interest income	2,985	—	2,388	—	—
Net fee and commission income	3,186	—	2,199	—	—
Net foreign currency gain / (loss)	8	—	—	—	—
Operating income	6,179	—	4,588	—	—
Operating expenses	-4,459	—	-610	—	—
Operating income before cost of risk	1,720	—	3,978	—	—
Cost of risk	-247	—	—	—	—
Profit before income tax	1,472	—	3,978	—	—
Income tax expense	-313	—	-803	—	—
Profit	1,159	—	3,175	—	—
Net profit margin	18.8%	—	69.2%	—	—
Total Revenue	—	4,676	—	—	—
Total COGS	—	0	—	—	—
Gross Profit	—	4,676	—	—	—
Gross Margin	—	100.0%	—	—	—
Total Operating Expenses	—	-1,788	—	—	—
EBITDA	—	2,887	—	—	—
EBITDA Margin	—	61.8%	—	—	—
Total D&A	—	-28	—	—	—
EBIT / Operating Income	—	2,860	—	—	—
Total Interest Expense	—	-571	—	—	—
Total Other Income	—	141	—	—	—
Profit Before Tax	—	2,430	—	—	—
Total Income Tax	—	-491	—	—	—
Net Profit / (Loss)	—	1,939	—	—	—
Net Margin	—	41.5%	—	—	—
Other Comprehensive Income	—	25	—	—	—
Total Comprehensive Income	—	1,964	—	—	—

Not every picked company reports every selected year — FY2024: no filing for ELT Company and GOA Credit. Those cells are left blank (no filing), not zero.

4 financial-sector filers in this set (MFO Family Credit, Svipt Credit, ELT Company, GOA Credit) report no EBITDA / EBIT / gross profit — banks and insurers structurally don't. Those metrics are blank for them and any pooled EBITDA figure understates this set.

This set mixes statement templates (bank, nonfin) — a line only some peers file shows blank for the rest, not zero.

Peer percentile within sector

Rank on

Company	Sector	EBITDA margin · FY 2024	Percentile	Sector n
Solo Credit	Non-bank Credit (MFO/Leasing)	61.8%	82nd pct	34
ELT Company	Non-bank Credit (MFO/Leasing)	—	no FY data	34
GOA Credit	Non-bank Credit (MFO/Leasing)	—	no FY data	34
MFO Family Credit	Non-bank Credit (MFO/Leasing)	—	no FY data	34
Svipt Credit	Non-bank Credit (MFO/Leasing)	—	no FY data	34

Percentile is within each company's own sector across the whole FY2024 cross-section (1st–100th; higher = larger value). Companies with no sector, or no filing for the year, are not ranked.