Compare — Georgia Financials

panel 2026-09-21Ask

FY 2024 · GEL thousands · companies ordered by revenueXLSX

Only 4 of 5 peers filed FY2024. Switch to FY2020 (5 of 5).

Line item	Halyk Bank Georgia	PASHA Bank Georgia	VTB Bank Georgia	Isbank Georgia	FINCA Bank Georgia
Net interest income	42,707	26,315	7,549	22,426	—
Net fee and commission income	-289	1,297	19	2,705	—
Net foreign currency gain / (loss)	3,164	12,062	21,395	1,470	—
Net other income	1,322	1,000	1,931	—	—
Operating income	46,904	40,674	30,894	26,601	—
Operating expenses	-24,745	-34,155	-14,404	-11,453	—
Operating income before cost of risk	22,159	6,519	16,490	15,148	—
Cost of risk	2,783	-2,647	-8,038	-2	—
Profit before income tax	25,142	3,872	8,452	15,146	—
Income tax expense	-4,641	4,421	-42	-2,823	—
Profit	20,501	8,293	8,410	12,323	—
Net profit margin	43.7%	20.4%	27.2%	46.3%	—

Not every picked company reports every selected year — FY2024: no filing for FINCA Bank Georgia. Those cells are left blank (no filing), not zero.

5 financial-sector filers in this set (Halyk Bank Georgia, PASHA Bank Georgia, VTB Bank Georgia, Isbank Georgia, FINCA Bank Georgia) report no EBITDA / EBIT / gross profit — banks and insurers structurally don't. Those metrics are blank for them and any pooled EBITDA figure understates this set.

Peer percentile within sector

Rank on

Company	Sector	EBITDA margin · FY 2024	Percentile
Halyk Bank Georgia	Banks	—	sector reports none
PASHA Bank Georgia	Banks	—	sector reports none
FINCA Bank Georgia	Banks	—	sector reports none
VTB Bank Georgia	Banks	—	sector reports none
Isbank Georgia	Banks	—	sector reports none

Percentile is within each company's own sector across the whole FY2024 cross-section (1st–100th; higher = larger value). Companies with no sector, or no filing for the year, are not ranked.