Compare — Georgia Financials

panel 2026-09-21Ask

FY 2024 · GEL thousands · companies ordered by revenueXLSX

Line item	Basisbank	ProCredit Bank	Cartu Bank	Terabank	Halyk Bank Georgia
Net interest income	156,939	73,893	76,563	76,657	42,707
Net fee and commission income	16,232	2,884	3,887	5,138	-289
Net foreign currency gain / (loss)	16,499	16,497	12,384	7,515	3,164
Net other income	59	—	—	—	1,322
Operating income	189,729	93,274	92,834	89,310	46,904
Operating expenses	-83,020	-58,552	-35,183	-48,035	-24,745
Operating income before cost of risk	106,709	34,722	57,651	41,275	22,159
Cost of risk	-7,175	3,360	-12,682	-5,108	2,783
Profit before income tax	99,072	38,082	44,969	36,167	25,142
Income tax expense	-11,649	—	-8,617	-5,328	-4,641
Profit	87,423	33,218	36,352	30,839	20,501
Net profit margin	46.1%	35.6%	39.2%	34.5%	43.7%

5 financial-sector filers in this set (Basisbank, ProCredit Bank, Cartu Bank, Terabank, Halyk Bank Georgia) report no EBITDA / EBIT / gross profit — banks and insurers structurally don't. Those metrics are blank for them and any pooled EBITDA figure understates this set.

Peer percentile within sector

Rank on

Company	Sector	EBITDA margin · FY 2024	Percentile
ProCredit Bank	Banks	—	sector reports none
Cartu Bank	Banks	—	sector reports none
Terabank	Banks	—	sector reports none
Halyk Bank Georgia	Banks	—	sector reports none
Basisbank	Banks	—	sector reports none

Percentile is within each company's own sector across the whole FY2024 cross-section (1st–100th; higher = larger value). Companies with no sector, or no filing for the year, are not ranked.