ID 404995029 · FY 2020–2024 · 5 years
Georgian financial holding company; parent of Swiss Capital microfinance organization and related financial services entities.
curated 2026-06-03reportal.ge
| Line item | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|
| Net interest income | -2,798 | 12,142 | 30,472 | 39,185 | 48,645 | nmf |
| Net fee and commission income | 0 | 1,676 | 4,485 | 4,976 | 5,672 | +50.2% |
| Net foreign currency gain / (loss) | -2,854 | 1,392 | 3,735 | 1,047 | -1,648 | -12.8% |
| Net other income | 0 | 16,744 | -1,135 | 1,420 | 3,330 | -41.6% |
| Operating income | -5,652 | 31,953 | 37,557 | 46,628 | 55,999 | nmf |
| Operating expenses | 0 | -8,501 | -17,942 | -20,389 | -24,486 | +42.3% |
| Profit / (loss) from associates | 4,767 | 1,415 | 0 | 0 | 0 | -70.3% |
| Operating income before cost of risk | -885 | 24,866 | 19,615 | 26,239 | 31,513 | nmf |
| Cost of risk | 0 | -395 | -2,742 | -4,393 | -3,357 | +104.1% |
| Profit before income tax | 514 | 24,471 | 16,873 | 19,884 | 25,451 | +165.2% |
| Income tax expense | 0 | -1,297 | -3,255 | -4,374 | -5,179 | +58.7% |
| Profit | 514 | 23,174 | 13,618 | 15,510 | 20,272 | +150.6% |
| Net profit margin | -9.1% | 72.5% | 36.3% | 33.3% | 36.2% |
Ownership & directors from companyinfo.ge (public corporate registry).