ID 406045649 · FY 2017–2024 · 8 years
Group parent — controls 1 company
Georgian microfinance organisation licensed by the National Bank of Georgia.
curated 2026-06-03reportal.ge
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 4,207 | 5,381 | 6,146 | 7,775 | 8,366 | 9,385 | 9,863 | 12,856 | +17.3% |
| Net fee and commission income | 610 | 428 | 385 | 450 | 200 | 205 | 461 | 234 | -12.8% |
| Net foreign currency gain / (loss) | 0 | 390 | 1,030 | 998 | 498 | 958 | 858 | 1,377 | +23.4% |
| Operating income | 4,817 | 6,199 | 7,561 | 9,224 | 9,063 | 10,548 | 11,182 | 14,467 | +17.0% |
| Operating expenses | 345 | 75 | -5,245 | -6,184 | -6,881 | -5,970 | -8,082 | -9,252 | nmf |
| Operating income before cost of risk | 5,162 | 6,274 | 2,316 | 3,039 | 2,182 | 4,578 | 3,100 | 5,215 | +0.1% |
| Cost of risk | 0 | 0 | 0 | -6,392 | 4,012 | -24 | 1,594 | 1,208 | nmf |
| Profit before income tax | 3,886 | 6,534 | 2,050 | -3,353 | 6,194 | 4,554 | 4,694 | 6,423 | +7.4% |
| Income tax expense | -707 | -873 | -329 | -136 | -572 | -910 | -1,189 | -1,079 | +6.2% |
| Profit | 3,179 | 5,661 | 1,721 | -3,488 | 5,621 | 3,644 | 3,505 | 5,344 | +7.7% |
| Net profit margin | 66.0% | 91.3% | 22.8% | -37.8% | 62.0% | 34.6% | 31.3% | 36.9% |
Ownership & directors from companyinfo.ge (public corporate registry).