ID 404919102 · FY 2017–2024 · 8 years
Georgian non-bank microfinance organisation licensed by the National Bank of Georgia.
curated 2026-06-03reportal.ge
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 9,301 | 24,474 | 15,628 | 10,328 | 12,672 | 17,033 | 21,492 | 22,733 | +13.6% |
| Net fee and commission income | 3,390 | 6,642 | 5,477 | 224 | 543 | 604 | 626 | 727 | -19.7% |
| Net foreign currency gain / (loss) | 0 | -2,622 | -1,924 | -2,621 | 517 | 2,926 | 410 | -36 | -51.1% |
| Operating income | 12,691 | 28,493 | 19,181 | 7,931 | 13,732 | 20,563 | 22,528 | 23,424 | +9.2% |
| Operating expenses | -7,468 | -11,040 | -10,641 | -5,396 | -7,135 | -5,751 | -6,483 | -7,776 | +0.6% |
| Operating income before cost of risk | 5,222 | 17,453 | 8,540 | 2,535 | 6,597 | 14,812 | 16,045 | 15,649 | +17.0% |
| Cost of risk | 0 | 0 | 0 | -333 | -2,123 | -5,848 | -2,617 | -492 | +10.2% |
| Profit before income tax | 9,740 | 14,296 | 1,712 | 2,202 | 4,475 | 8,964 | 13,428 | 15,157 | +6.5% |
| Income tax expense | -1,359 | -3,111 | 25 | -12 | -1,173 | -602 | -3,337 | -3,320 | +13.6% |
| Profit | 8,381 | 11,185 | 1,737 | 2,190 | 3,302 | 8,362 | 10,091 | 11,837 | +5.1% |
| Net profit margin | 66.0% | 39.3% | 9.1% | 27.6% | 24.0% | 40.7% | 44.8% | 50.5% |
Ownership & directors from companyinfo.ge (public corporate registry).