ID 202950226 · FY 2017–2024 · 8 years
Georgian microfinance organization providing consumer lending. PIE bank-form filer.
curated 2026-06-03reportal.ge
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 250 | 6,244 | 4,928 | 5,640 | 6,091 | 5,998 | 6,763 | 7,647 | +63.0% |
| Net fee and commission income | 8,585 | 9,688 | 8,775 | 7,818 | 9,885 | 13,104 | 14,153 | 14,233 | +7.5% |
| Net foreign currency gain / (loss) | 0 | -188 | -253 | -374 | -66 | -262 | -104 | -153 | -3.4% |
| Operating income | 8,835 | 15,744 | 13,450 | 13,084 | 15,910 | 18,840 | 20,812 | 21,727 | +13.7% |
| Operating expenses | -1,971 | -10,244 | -10,702 | -11,096 | -11,510 | -13,351 | -14,461 | -16,039 | +34.9% |
| Operating income before cost of risk | 6,864 | 5,500 | 2,748 | 1,988 | 4,400 | 5,489 | 6,351 | 5,688 | -2.6% |
| Cost of risk | 0 | 0 | 0 | 994 | -125 | -362 | 104 | -3 | nmf |
| Profit before income tax | 951 | 4,446 | 3,307 | 2,982 | 4,275 | 5,127 | 6,455 | 5,685 | +29.1% |
| Income tax expense | -437 | -1,530 | -552 | -526 | -592 | -813 | -1,164 | -1,349 | +17.5% |
| Profit | 514 | 2,916 | 2,755 | 2,456 | 3,683 | 4,314 | 5,291 | 4,336 | +35.6% |
| Net profit margin | 5.8% | 18.5% | 20.5% | 18.8% | 23.1% | 22.9% | 25.4% | 20.0% |
Ownership & directors from companyinfo.ge (public corporate registry).