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Dividends declared (per SOCE filings): FY2021 43 · FY2022 130 · FY2023 90 — 3-yr total 264
Georgian microfinance organization licensed by the National Bank of Georgia.
| Ratio | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|
| Net Interest Margin (NIM) | 4.7% | 17.7% | 16.4% | 20.2% | 19.9% | 18.4% | 17.6% |
| Cost of Funds | 11.1% | 9.5% | 10.4% | 9.5% | 8.1% | 8.7% | 7.0% |
| Cost / Income Ratio | 14.5% | 60.5% | 76.9% | 84.5% | 67.0% | 76.4% | 87.2% |
| Cost of Risk | 0.7% | 2.8% | 2.6% | 1.5% | 0.0% | -0.4% | -0.3% |
| Net Fee Income / Operating Income | 0.0% | 21.3% | 14.1% | 5.1% | 8.5% | 10.1% | 9.6% |
| Return on Avg Assets (ROAA) | 3.7% | 2.9% | 2.3% | 2.0% | 4.7% | 3.4% | 1.5% |
| Return on Avg Equity (ROAE) | 15.1% | 11.0% | 6.4% | 4.4% | 9.8% | 6.7% | 3.0% |
Shareholders, directors and group links from the companyinfo.ge public register — as filed, so stakes need not sum to 100% where a holding is undisclosed.
Ownership & directors from companyinfo.ge (public corporate registry).
Ranked by how close each latest revenue is to this one — not a curated comp set. Open this set in Compare →