ID 212918100 · FY 2017–2024 · 8 years
Georgian microfinance organization providing retail loans.
curated 2026-06-03reportal.ge
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 414 | 698 | 566 | 546 | 471 | 502 | 448 | 402 | -0.4% |
| Net fee and commission income | 38 | 0 | -14 | -16 | -21 | 13 | 10 | 4 | -26.8% |
| Net foreign currency gain / (loss) | 0 | -36 | -44 | -142 | 44 | 54 | 7 | 1 | nmf |
| Operating income | 452 | 662 | 509 | 388 | 495 | 569 | 465 | 407 | -1.5% |
| Operating expenses | 60 | -332 | -45 | -285 | -345 | -491 | -443 | -447 | nmf |
| Operating income before cost of risk | 512 | 330 | 464 | 103 | 150 | 79 | 21 | -40 | nmf |
| Cost of risk | 0 | 0 | 0 | -28 | 149 | 80 | -140 | 193 | nmf |
| Profit before income tax | 499 | 193 | 385 | 75 | 300 | 159 | -118 | 152 | -15.6% |
| Income tax expense | -75 | -73 | -23 | -18 | -53 | -38 | -5 | 5 | nmf |
| Profit | 424 | 120 | 362 | 57 | 246 | 120 | -123 | 158 | -13.2% |
| Net profit margin | 93.8% | 18.1% | 71.1% | 14.6% | 49.8% | 21.1% | -26.5% | 38.8% |
Ownership & directors from companyinfo.ge (public corporate registry).