* Free cash flow = OCF − net investing outflow (the filings carry no standalone capex line).
Dividends declared (per SOCE filings): FY2022 1,500 · FY2023 0 · FY2024 118 — 3-yr total 1,618
Financial services/holding company affiliated with the Bank of Georgia group or a similarly branded financial vehicle. Limited public information available beyond the Reportal filing.
Group parent — controls 1 company · ownership
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 22,266 | 31,553 | 35,953 | 36,084 | 57,723 | 72,210 | 121,665 | 122,872 | +27.6% |
| Total COGS | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Gross Profit | 22,266 | 31,553 | 35,953 | 36,084 | 57,723 | 72,210 | 121,665 | 122,872 | +27.6% |
| Gross Margin | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| 4,067 | 20,296 | 25,076 | 28,597 | 38,072 | 46,658 | 60,869 | 91,265 | +56.0% | |
| EBITDA | 18,199 | 11,257 | 10,877 | 7,487 | 19,651 | 25,552 | 60,796 | 31,607 | +8.2% |
| EBITDA Margin | 81.7% | 35.7% | 30.3% | 20.7% | 34.0% | 35.4% | 50.0% | 25.7% | |
| Total D&A | 2,503 | 2,961 | 5,341 | 7,708 | 10,037 | 15,276 | 13,979 | 14,686 | +28.8% |
| EBIT / Operating Income | 15,696 | 8,296 | 5,536 | 221 | 9,614 | 10,276 | 46,817 | 16,921 | +1.1% |
| 6,663 | 1,807 | 182 | 14 | 579 | 1,303 | 1,274 | 6,912 | +0.5% | |
| Profit Before Tax | 22,359 | 6,489 | 5,354 | 207 | 9,035 | 8,973 | 45,543 | 23,833 | +0.9% |
| Total Income Tax | 46 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Net Profit / (Loss) | 26,670 | 5,356 | 4,526 | 1,229 | 7,955 | 7,048 | 45,543 | 23,833 | -1.6% |
| Net Margin | 119.8% | 17.0% | 12.6% | 3.4% | 13.8% | 9.8% | 37.4% | 19.4% | |
| Other Comprehensive Income | 126 | 55 | 58 | 334 | 155 | 99 | 8 | 27 | nmf |
| Total Comprehensive Income | 26,544 | 5,301 | 4,468 | 895 | 7,800 | 6,949 | 45,535 | 23,860 | -1.5% |
Shareholders, directors and group links from the companyinfo.ge public register — as filed, so stakes need not sum to 100% where a holding is undisclosed.
Ownership & directors from companyinfo.ge (public corporate registry).
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