შპს მიკროსაფინანსო ორგანიზაცია სოლვა

Ratio	2017	2018	2019	2020
Margins
Gross Margin	N/A	N/A	N/A	N/A
EBITDA Margin	N/A	N/A	N/A	N/A
EBITDAR	-5,171	-13,269	1,335	-1,558
EBITDAR Margin	N/A	N/A	N/A	N/A
EBIT Margin	N/A	N/A	N/A	N/A
Net Profit Margin	N/A	N/A	N/A	N/A
Operating Expense % of Sales	N/A	N/A	N/A	N/A
Returns
Return on Assets (ROA)	-19.7%	-30.3%	23.5%	-1928.3%
Return on Equity (ROE)	N/A	N/A	N/A	N/A
ROIC [EBIT / Invested Capital]	-20.5%	-42.9%	26.6%	-12481.9%
Leverage & liquidity
Debt-to-Assets	117.6%	325.3%	246.8%	14858.0%
Debt-to-Equity	-5.37x	-4.30x	-1.67x	-1.00x
Debt-to-EBITDA	N/A	N/A	10.31x	N/A
Equity-to-Assets	-21.9%	-75.7%	-147.5%	-14792.2%
Net Debt	31,224	40,495	13,216	12,075
Cash & Equivalents	824	467	543	41
Total Debt	32,048	40,962	13,759	12,116
Efficiency & working capital
Inventory Turnover	N/A	N/A	N/A	N/A
Days Inventory Outstanding (DIO)	N/A	N/A	N/A	N/A
Receivables Turnover	N/A	N/A	N/A	N/A
Days Sales Outstanding (DSO)	N/A	N/A	N/A	N/A
Payables Turnover	N/A	N/A	N/A	N/A
Days Payable Outstanding (DPO)	N/A	N/A	N/A	N/A
Cash Conversion Cycle	N/A	N/A	N/A	N/A
Asset Turnover	0.00x	0.00x	0.00x	0.00x
Cash flow & dividends
Operating Cash Flow	-25,085	9,607	7,916	2,392
Free Cash Flow (OCF − Capex proxy)	-25,085	9,607	7,916	2,392
Cash Conversion (OCF / EBITDA)	N/A	N/A	593.0%	N/A
Dividends Declared	0	0	N/A	N/A
Dividend Payout Ratio	N/A	N/A	N/A	N/A

Money rows — EBITDAR, net debt, cash, total debt, operating and free cash flow, dividends declared — are in ₾ '000. Margins, returns and payout are percentages; turnover and leverage are multiples; DIO/DSO/DPO are days. Hover a metric name for its definition.

Ownership & group structure

Shareholders, directors and group links from the companyinfo.ge public register — as filed, so stakes need not sum to 100% where a holding is undisclosed.

companyinfo.ge · fetched 2026-07-15