ID 454406438 · FY 2019–2024 · 6 years
| Line item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|
| Net interest income | 362 | 359 | 407 | 469 | 486 | 464 | +5.1% |
| Net foreign currency gain / (loss) | -10 | -15 | 4 | -0 | 0 | 0 | nmf |
| Operating income | 352 | 344 | 411 | 469 | 486 | 464 | +5.7% |
| Operating expenses | -191 | -226 | -283 | -355 | -417 | -405 | +16.3% |
| Operating income before cost of risk | 161 | 118 | 128 | 114 | 69 | 59 | -18.2% |
| Cost of risk | 0 | -10 | -18 | -11 | 28 | 8 | nmf |
| Profit before income tax | 161 | 108 | 110 | 103 | 96 | 67 | -16.1% |
| Income tax expense | -24 | -18 | -19 | -14 | -22 | -14 | -10.5% |
| Profit | 138 | 90 | 91 | 90 | 74 | 54 | -17.2% |
| Net profit margin | 39.1% | 26.2% | 22.2% | 19.1% | 15.3% | 11.5% |
Ownership & directors from companyinfo.ge (public corporate registry).