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Dividends declared (per SOCE filings): FY2022 0 · FY2023 790 · FY2024 445 — 3-yr total 1,235
Operates in Non-bank Credit (MFO/Leasing) — Microfinance. Per the activity note to the FY2024 annual report, the group provides microfinance loans. Established 2015; operates through group structure.
Group parent — controls 1 company · ownership
| Line item | 2023 | 2024 | CAGR |
|---|---|---|---|
| Total Revenue | 2,392 | 2,440 | +2.0% |
| Total COGS | 0 | 0 | |
| Gross Profit | 2,392 | 2,440 | +2.0% |
| Gross Margin | 100.0% | 100.0% | |
| 1,878 | 1,157 | -38.4% | |
| EBITDA | 514 | 1,283 | +149.6% |
| EBITDA Margin | 21.5% | 52.6% | |
| Total D&A | 20 | 19 | -2.0% |
| EBIT / Operating Income | 494 | 1,264 | +155.7% |
| Total Interest Income | 1,267 | 1,587 | +25.2% |
| Total Interest Expense | 478 | 596 | +24.6% |
| 68 | 11 | nmf | |
| Profit Before Tax | 1,215 | 2,265 | +86.5% |
| Total Income Tax | 283 | 319 | +12.7% |
| Net Profit / (Loss) | 926 | 1,933 | +108.8% |
| Net Margin | 38.7% | 79.2% |
Shareholders, directors and group links from the companyinfo.ge public register — as filed, so stakes need not sum to 100% where a holding is undisclosed.
Ownership & directors from companyinfo.ge (public corporate registry).
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