Dividends declared (per SOCE filings): FY2022 14,500 · FY2023 42,782 · FY2024 15,000 — 3-yr total 72,282
JSC ProCredit Bank (Georgia) is the local subsidiary of Frankfurt-listed ProCredit Holding, a development-oriented banking group focused on responsible SME lending in transition economies. The Georgian unit is one of the country's larger SME-specialist banks, with a digital-first service model and an emphasis on green-finance products.
Group parent — controls 1 company · ownership
| Ratio | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|
| Net Interest Margin (NIM) | 2.4% | 4.9% | 4.2% | 4.3% | 5.2% | 5.9% | 6.0% | 5.3% |
| Cost of Funds | 2.8% | 2.8% | 3.3% | 2.6% | 2.4% | 2.4% | 2.8% | 3.7% |
| Cost / Income Ratio | 74.0% | 52.0% | 52.9% | 48.7% | 41.3% | 44.2% | 41.9% | 54.5% |
| Cost of Risk | 0.0% | 0.0% | 0.0% | 0.4% | -0.3% | -0.1% | -0.6% | -0.3% |
| Net Fee Income / Operating Income | 16.0% | 8.3% | 7.3% | 0.1% | 1.4% | 1.6% | 2.0% | 2.7% |
| Return on Avg Assets (ROAA) | 1.7% | 1.8% | 1.9% | 1.7% | 2.2% | 2.4% | 2.6% | 1.8% |
| Return on Avg Equity (ROAE) | 11.4% | 13.7% | 14.2% | 12.6% | 16.2% | 15.2% | 15.5% | 10.7% |
Shareholders, directors and group links from the companyinfo.ge public register — as filed, so stakes need not sum to 100% where a holding is undisclosed.
Ownership & directors from companyinfo.ge (public corporate registry).
Ranked by how close each latest revenue is to this one — not a curated comp set. Open this set in Compare →