Sector overviews / Insurance
The regulator's book, in three views: the market, the players compared, and each player drilled down. GWP = gross written premium (financial / collected basis); underwriting ratios are on a net-earned-premium basis, so combined = loss + expense.
FY2015–FY2025 · insurance.gov.ge
| Class | GWP | Share of book | Net loss ratio |
|---|---|---|---|
| Motor Own Damage (Casco) | ₾77.8m | 30.7% | 55.8% |
| Medical (Health) | ₾60.6m | 23.9% | 71.2% |
| Life | ₾58.8m | 23.2% | 10.2% |
| Property | ₾30.9m | 12.2% | 12.2% |
| Motor TPL | ₾11.4m | 4.5% | 69.9% |
| Personal Accident |
| ₾4.1m |
| 1.6% |
| 9.3% |
| General TPL | ₾3.4m | 1.4% | -0.6% |
| Travel | ₾2.8m | 1.1% | 13.3% |
| Cargo | ₾2.0m | 0.8% | 19.9% |
| Misc. Financial Loss | ₾912k | 0.4% | -0.0% |
| Suretyships | ₾353k | 0.1% | 239.4% |
| Credit | ₾6k | 0.0% | -19.3% |