Compare — Georgia Financials

panel 2026-09-21Ask

FY 2021 · GEL thousands · companies ordered by revenueXLSX

Line item	V.G.H. Georgia Investme…	MFO Invest Georgia	Microfinance Organizati…	Microfinance Organizati…	MFO Continental City Cr…
Total Revenue	207	—	—	—	—
Total COGS	0	—	—	—	—
Gross Profit	207	—	—	—	—
Gross Margin	100.0%	—	—	—	—
Total Operating Expenses	2,220	—	—	—	—
EBITDA	2,427	—	—	—	—
EBITDA Margin	1170.9%	—	—	—	—
Total D&A	0	—	—	—	—
EBIT / Operating Income	2,427	—	—	—	—
Total Interest Income	3,525	—	—	—	—
Total Interest Expense	-1,100	—	—	—	—
Total Other Income	-421	—	—	—	—
Profit Before Tax	4,430	—	—	—	—
Total Income Tax	0	—	—	—	—
Net Profit / (Loss)	1,798	—	—	—	—
Net Margin	867.7%	—	—	—	—
Net interest income	—	254	167	—	50
Net foreign currency gain / (loss)	—	-72	-32	—	-116
Operating income	—	182	147	—	-82
Operating expenses	—	-283	-164	—	-356
Operating income before cost of risk	—	-102	-17	—	-438
Cost of risk	—	144	—	—	-46
Profit before income tax	—	43	-17	—	-476
Income tax expense	—	-6	—	—	—
Profit	—	37	-17	—	-476
Net profit margin	—	20.1%	-11.2%	—	580.5%
Net fee and commission income	—	—	12	—	-16

Not every picked company reports every selected year — FY2021: no filing for Microfinance Organizati…. Those cells are left blank (no filing), not zero.

4 financial-sector filers in this set (MFO Invest Georgia, Microfinance Organizati…, Microfinance Organizati…, MFO Continental City Cr…) report no EBITDA / EBIT / gross profit — banks and insurers structurally don't. Those metrics are blank for them and any pooled EBITDA figure understates this set.

This set mixes statement templates (bank, nonfin) — a line only some peers file shows blank for the rest, not zero.

Peer percentile within sector

Rank on

Company	Sector	EBITDA margin · FY 2021	Percentile	Sector n
V.G.H. Georgia Investme…	Non-bank Credit (MFO/Leasing)	1170.9%	100th pct	21
MFO Invest Georgia	Non-bank Credit (MFO/Leasing)	—	no FY data	21
Microfinance Organizati…	Non-bank Credit (MFO/Leasing)	—	no FY data	21
Microfinance Organizati…	Non-bank Credit (MFO/Leasing)	—	no FY data	21
MFO Continental City Cr…	Non-bank Credit (MFO/Leasing)	—	no FY data	21

Percentile is within each company's own sector across the whole FY2021 cross-section (1st–100th; higher = larger value). Companies with no sector, or no filing for the year, are not ranked.