Compare — Georgia Financials

panel 2026-09-21Ask

FY 2024 · GEL thousands · companies ordered by revenueXLSX

Only 4 of 5 peers filed FY2024. Switch to FY2020 (5 of 5).

Line item	PASHA Bank Georgia	VTB Bank Georgia	Isbank Georgia	Ziraat Bank Georgia	FINCA Bank Georgia
Net interest income	26,315	7,549	22,426	14,117	—
Net fee and commission income	1,297	19	2,705	347	—
Net foreign currency gain / (loss)	12,062	21,395	1,470	1,783	—
Net other income	1,000	1,931	—	—	—
Operating income	40,674	30,894	26,601	16,247	—
Operating expenses	-34,155	-14,404	-11,453	-8,108	—
Operating income before cost of risk	6,519	16,490	15,148	8,139	—
Cost of risk	-2,647	-8,038	-2	-2,446	—
Profit before income tax	3,872	8,452	15,146	5,693	—
Income tax expense	4,421	-42	-2,823	-989	—
Profit	8,293	8,410	12,323	4,704	—
Net profit margin	20.4%	27.2%	46.3%	29.0%	—

Not every picked company reports every selected year — FY2024: no filing for FINCA Bank Georgia. Those cells are left blank (no filing), not zero.

5 financial-sector filers in this set (PASHA Bank Georgia, VTB Bank Georgia, Isbank Georgia, Ziraat Bank Georgia, FINCA Bank Georgia) report no EBITDA / EBIT / gross profit — banks and insurers structurally don't. Those metrics are blank for them and any pooled EBITDA figure understates this set.

Peer percentile within sector

Rank on

Company	Sector	EBITDA margin · FY 2024	Percentile
Isbank Georgia	Banks	—	sector reports none
VTB Bank Georgia	Banks	—	sector reports none
FINCA Bank Georgia	Banks	—	sector reports none
PASHA Bank Georgia	Banks	—	sector reports none
Ziraat Bank Georgia	Banks	—	sector reports none

Percentile is within each company's own sector across the whole FY2024 cross-section (1st–100th; higher = larger value). Companies with no sector, or no filing for the year, are not ranked.