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2 companies · GEL, thousands · columns ordered by revenue
| Line item | MFO Crystal | MicroBank MBC |
|---|---|---|
| Net interest income | 101,487 | 18,996 |
| Net fee and commission income | 1,358 | 2,980 |
| Net foreign currency gain / (loss) | 3,942 | -938 |
| Net other income | -6,210 | — |
| Operating income | 100,577 | 21,038 |
| Operating expenses | -62,334 | -14,428 |
| Operating income before cost of risk | 38,243 | 6,610 |
| Cost of risk | -10,368 | -2,138 |
| Profit before income tax | 27,875 | 4,472 |
| Income tax expense | -5,212 | -942 |
| Profit | 22,663 | 3,530 |
| Net profit margin | 22.5% | 16.8% |
2 financial-sector filers in this set (MFO Crystal, MicroBank MBC) report no EBITDA / EBIT / gross profit — banks and insurers structurally don't. Those metrics are blank for them and any pooled EBITDA figure understates this set.
| Company | Sector | EBITDA margin · FY 2024 | Percentile | Sector n |
|---|---|---|---|---|
| MFO Crystal | Banks | — | sector reports none | 0 |
| MicroBank MBC | Banks | — | sector reports none | 0 |
Percentile is within each company's own sector across the whole FY2024 cross-section (1st–100th; higher = larger value). Companies with no sector, or no filing for the year, are not ranked.