Loading…
5 companies · GEL, thousands · columns ordered by revenue
Only 4 of 5 peers filed FY2024. Switch to FY2023 (5 of 5).
| Line item | Georgian Invest | Caucasus Credit | Chip Mani | MFO Lendaf | Lela |
|---|---|---|---|---|---|
| Total Revenue | 2,440 | 2,440 | 2,402 | — | — |
| Total COGS | 0 | 0 | 0 | — | — |
| Gross Profit | 2,440 | 2,440 | 2,402 | — | — |
| Gross Margin | 100.0% | 100.0% | 100.0% | — | — |
| Total Operating Expenses | -1,157 | -1,041 | -827 | — | — |
| EBITDA | 1,283 | 1,399 | 1,574 | — | — |
| EBITDA Margin | 52.6% | 57.3% | 65.5% | — | — |
| Total D&A | -19 | 0 | -3 | — | — |
| EBIT / Operating Income | 1,264 | 1,399 | 1,571 | — | — |
| Total Interest Income | 1,587 | 1,587 | — | — | — |
| Total Interest Expense | -596 | -596 | — | — | — |
| Total Other Income | 11 | 11 | — | — | — |
| Profit Before Tax | 2,265 | 2,400 | 1,571 | — | — |
| Total Income Tax | -319 | -319 | -315 | — | — |
| Net Profit / (Loss) | 1,933 | 2,081 | 1,257 | — | — |
| Net Margin | 79.2% | 85.3% | 52.3% | — | — |
| Net interest income | — | — | — | 2,062 | — |
| Net fee and commission income | — | — | — | 147 | — |
| Net foreign currency gain / (loss) | — | — | — | -3 | — |
| Operating income | — | — | — | 2,206 | — |
| Operating expenses | — | — | — | -2,062 | — |
| Operating income before cost of risk | — | — | — | 144 | — |
| Profit before income tax | — | — | — | 144 | — |
| Income tax expense | — | — | — | -23 | — |
| Profit | — | — | — | 121 | — |
| Net profit margin | — | — | — | 5.5% | — |
Not every picked company reports every selected year — FY2024: no filing for Lela. Those cells are left blank (no filing), not zero.
1 financial-sector filer in this set (MFO Lendaf) report no EBITDA / EBIT / gross profit — banks and insurers structurally don't. Those metrics are blank for them and any pooled EBITDA figure understates this set.
This set mixes statement templates (bank, nonfin) — a line only some peers file shows blank for the rest, not zero.
| Company | Sector | EBITDA margin · FY 2024 | Percentile | Sector n |
|---|---|---|---|---|
| Chip Mani | Non-bank Credit (MFO/Leasing) | 65.5% | 85th pct | 34 |
| Caucasus Credit | Non-bank Credit (MFO/Leasing) | 57.3% | 74th pct | 34 |
| Georgian Invest | Non-bank Credit (MFO/Leasing) | 52.6% | 71st pct | 34 |
| Lela | Non-bank Credit (MFO/Leasing) | — | no FY data | 34 |
| MFO Lendaf | Non-bank Credit (MFO/Leasing) | — | no FY data | 34 |
Percentile is within each company's own sector across the whole FY2024 cross-section (1st–100th; higher = larger value). Companies with no sector, or no filing for the year, are not ranked.