Compare — Georgia Financials

panel 2026-09-21Ask

FY 2020 · GEL thousands · companies ordered by revenueXLSX

Line item	VTB Bank Georgia	FINCA Bank Georgia	Halyk Bank Georgia	PASHA Bank Georgia	Isbank Georgia
Net interest income	70,131	34,285	26,697	18,352	15,185
Net fee and commission income	6,706	2,185	41	835	1,791
Net foreign currency gain / (loss)	14,201	-1,808	3,382	5,029	827
Net other income	-305	1,274	-2,069	—	—
Operating income	90,733	35,935	28,051	24,216	17,803
Operating expenses	-56,657	-29,884	-13,525	-31,002	-7,496
Operating income before cost of risk	34,076	6,051	14,526	-6,786	10,307
Cost of risk	-6,968	-5,210	-11,696	-12,305	-254
Profit before income tax	27,102	841	2,188	-19,091	10,053
Income tax expense	-388	-272	-33	-162	-378
Profit	26,714	569	2,155	-19,253	9,675
Net profit margin	29.4%	1.6%	7.7%	-79.5%	54.3%

5 financial-sector filers in this set (VTB Bank Georgia, FINCA Bank Georgia, Halyk Bank Georgia, PASHA Bank Georgia, Isbank Georgia) report no EBITDA / EBIT / gross profit — banks and insurers structurally don't. Those metrics are blank for them and any pooled EBITDA figure understates this set.

Peer percentile within sector

Rank on

Company	Sector	EBITDA margin · FY 2020	Percentile
VTB Bank Georgia	Banks	—	sector reports none
Isbank Georgia	Banks	—	sector reports none
FINCA Bank Georgia	Banks	—	sector reports none
PASHA Bank Georgia	Banks	—	sector reports none
Halyk Bank Georgia	Banks	—	sector reports none

Percentile is within each company's own sector across the whole FY2020 cross-section (1st–100th; higher = larger value). Companies with no sector, or no filing for the year, are not ranked.