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Dividends declared (per SOCE filings): FY2024 3,000
JSC ARDI is a Georgian insurer (founded 2010) whose book is dominated by medical/health insurance, with motor, property and travel lines alongside. Georgia Capital PLC (LSE: CGEO) took control in early 2024, combining ARDI with Imedi L in its medical-insurance business — together roughly a third of Georgia's medical-insurance market. ARDI is also a leading medical insurer for foreign residents and visitors.
| Line item | 2024 | 2025 | CAGR |
|---|---|---|---|
| 59,959 | 93,093 | +55.3% | |
| 39,981 | 63,447 | +58.7% | |
| Net Commission Income / (Expense) | 3,483 | 4,708 | +35.2% |
| Net Underwriting Result | 16,495 | 24,938 | +51.2% |
| 1,691 | 3,564 | +110.7% | |
| 10,679 | 18,262 | +71.0% | |
| Other Income / (Expense), net | 609 | 809 | +32.9% |
| Profit Before Tax | 6,899 | 9,432 | +36.7% |
| Income Tax | 0 | 12 | |
| Net Profit / (Loss) | 6,899 | 9,420 | +36.5% |
Statements and underwriting KPIs come from the company's 12-month regulatory returns filed with the Insurance State Supervision Service (insurance.gov.ge); reportal.ge annual-report PDFs stay linked on the year headers where available.
Shareholders, directors and group links from the companyinfo.ge public register — as filed, so stakes need not sum to 100% where a holding is undisclosed.
Ownership & directors from companyinfo.ge (public corporate registry).
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