ID 405185375 · FY 2017–2024 · 8 years
Subsidiary of შპსჯი თი ვი ინვესთმენთს (82.0%)
Georgian microfinance organization providing consumer lending.
curated 2026-06-03reportal.ge
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 75 | 97 | 1,272 | 1,106 | 746 | 1,463 | 1,420 | 2,058 | +60.5% |
| Net fee and commission income | 0 | 0 | 0 | 0 | 267 | 0 | 0 | 0 | |
| Net foreign currency gain / (loss) | 0 | -3 | 0 | 52 | 78 | 11 | 14 | 32 | nmf |
| Operating income | 75 | 94 | 1,272 | 1,158 | 1,091 | 1,474 | 1,434 | 2,090 | +60.8% |
| Operating expenses | -25 | -48 | -916 | -1,034 | -1,504 | -1,094 | -745 | -673 | +59.9% |
| Operating income before cost of risk | 50 | 46 | 356 | 125 | -413 | 380 | 689 | 1,416 | +61.3% |
| Cost of risk | 0 | 0 | 0 | -214 | -327 | -75 | 549 | -20 | -44.6% |
| Profit before income tax | 18 | 71 | 145 | -90 | -739 | 305 | 1,238 | 1,396 | +86.5% |
| Income tax expense | -11 | -1 | -14 | 0 | 0 | 0 | -15 | -222 | +54.6% |
| Profit | 7 | 71 | 131 | -90 | -739 | 305 | 1,223 | 1,174 | nmf |
| Net profit margin | 9.6% | 75.3% | 10.3% | -7.8% | -67.7% | 20.7% | 85.3% | 56.2% |
Ownership & directors from companyinfo.ge (public corporate registry).