ID 212912730 · FY 2017–2024 · 8 years
Georgian microfinance organization affiliated with money transfer services.
curated 2026-06-03reportal.ge
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Net interest income | 485 | 651 | 944 | 982 | 982 | 1,237 | 1,285 | 1,248 | +14.5% |
| Net fee and commission income | 260 | 297 | 318 | 391 | 405 | 290 | 232 | 158 | -6.9% |
| Net foreign currency gain / (loss) | 0 | 720 | 550 | 578 | 531 | 1,068 | 573 | 604 | -2.9% |
| Operating income | 745 | 1,667 | 1,811 | 1,950 | 1,918 | 2,595 | 2,090 | 2,010 | +15.2% |
| Operating expenses | -364 | -981 | -1,236 | -1,119 | -983 | -1,262 | -1,278 | -1,319 | +20.2% |
| Operating income before cost of risk | 381 | 686 | 575 | 832 | 935 | 1,333 | 813 | 691 | +8.9% |
| Cost of risk | 0 | 0 | 0 | -238 | 71 | -185 | -96 | -54 | -31.0% |
| Profit before income tax | 552 | 654 | 603 | 593 | 1,006 | 1,148 | 717 | 637 | +2.1% |
| Income tax expense | -84 | -139 | -70 | -99 | -147 | -171 | -175 | -129 | +6.4% |
| Profit | 468 | 515 | 533 | 494 | 860 | 977 | 543 | 508 | +1.2% |
| Net profit margin | 62.9% | 30.9% | 29.4% | 25.3% | 44.8% | 37.6% | 26.0% | 25.3% |
Ownership & directors from companyinfo.ge (public corporate registry).