TG Lizingi (შპს თი ჯი ლიზინგი)

Ratio	2018	2019	2020	2021	2022	2023	2024
Margins
Gross Margin	93.5%	92.7%	94.9%	93.8%	95.8%	99.4%	99.8%
EBITDA Margin	29.4%	53.3%	44.4%	34.0%	32.2%	30.7%	25.7%
EBITDAR	72	923	892	676	839	988	884
EBITDAR Margin	32.8%	54.3%	47.4%	39.7%	36.8%	33.8%	29.3%
EBIT Margin	29.4%	53.3%	44.4%	33.9%	32.1%	30.5%	25.5%
Net Profit Margin	29.4%	31.9%	5.4%	44.1%	54.0%	31.5%	25.9%
Operating Expense % of Sales	64.1%	39.4%	50.5%	59.8%	63.6%	68.7%	74.2%
Returns
Return on Assets (ROA)	3.0%	11.4%	2.1%	13.1%	16.3%	10.4%	7.6%
Return on Equity (ROE)	18.2%	39.0%	14.9%	59.5%	56.4%	33.0%	21.1%
ROIC [EBIT / Invested Capital]	3.3%	20.7%	18.0%	11.0%	10.6%	11.2%	8.0%
Leverage & debt balances
Debt-to-Assets	81.3%	68.8%	84.6%	71.7%	64.4%	60.3%	58.7%
Debt-to-Equity	4.90x	2.36x	6.07x	3.25x	2.23x	1.90x	1.62x
Debt-to-EBITDA	26.99x	3.62x	4.98x	7.07x	6.62x	5.92x	7.75x
Equity-to-Assets	16.6%	29.2%	14.0%	22.1%	28.9%	31.7%	36.1%
Net Debt	1,566	2,988	3,947	3,986	4,727	5,196	5,865
Cash & Equivalents	168	286	211	109	126	113	135
Total Debt	1,734	3,274	4,159	4,095	4,853	5,309	6,000
Liquidity & working capital
Current Ratio	0.69x	90.08x	11.24x	3.22x	2.14x	1.67x	3.51x
Quick Ratio	0.69x	88.68x	1.33x	3.22x	2.14x	1.67x	3.51x
Cash Ratio	4.51x	3.84x	3.59x	0.31x	0.27x	0.16x	0.25x
Total Current Assets	26	6,715	661	1,120	1,014	1,167	1,863
Total Current Liabilities	37	75	59	348	475	701	530
Inventory	N/A	104	583	N/A	N/A	N/A	N/A
Trade Receivables	89	275	450	634	670	819	926
Trade Payables	5	24	12	288	401	667	460
Net Working Capital	-12	6,640	602	772	540	466	1,333
Net Working Capital % of Revenue	-5.3%	390.8%	32.0%	45.3%	23.7%	16.0%	44.1%
Trade Working Capital	84	354	1,021	346	269	152	467
Trade Working Capital % of Revenue	38.4%	20.8%	54.3%	20.3%	11.8%	5.2%	15.5%
Change in Trade Working Capital	N/A	270	667	-675	-76	-117	315
Turnover & efficiency
Inventory Turnover	N/A	1.19x	0.16x	N/A	N/A	N/A	N/A
Days Inventory Outstanding (DIO)	N/A	306.4	2237.7	N/A	N/A	N/A	N/A
Receivables Turnover	2.45x	6.19x	4.18x	2.69x	3.40x	3.57x	3.26x
Days Sales Outstanding (DSO)	148.8	59.0	87.4	135.8	107.3	102.3	112.0
Payables Turnover	2.71x	5.07x	7.90x	0.37x	0.24x	0.03x	0.01x
Days Payable Outstanding (DPO)	134.9	71.9	46.2	995.7	1516.0	13386.8	31474.8
Cash Conversion Cycle	13.9 days	293.4 days	2278.8 days	-859.8 days	-1408.7 days	-13284.5 days	-31362.8 days
Asset Turnover	0.10x	0.36x	0.38x	0.30x	0.30x	0.33x	0.30x
Cash flow & dividends
Operating Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow (OCF − Capex proxy)	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash Conversion (OCF / EBITDA)	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividends Declared	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividend Payout Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Money rows — EBITDAR, net debt, cash, total debt, operating and free cash flow, dividends declared — are in GEL, thousands. Margins, returns and payout are percentages; turnover and leverage are multiples; DIO/DSO/DPO are days. Hover a metric name for its definition.

TG Lizingi

Shareholders

Directors & board

Key statistics

About

Revenue & margins

Financial statements

Ownership & group structure

Shareholders

Directors & board

Peers