Erovnuli Sakredito Inpormatsiis Biuro (სს ეროვნული საკრედიტო ინფორმაციის ბიურო)

Ratio	2018	2019	2020	2021	2022
Margins
Gross Margin	100.0%	89.6%	91.3%	100.0%	N/A
EBITDA Margin	-356.4%	-635.6%	-941.2%	-787.6%	N/A
EBITDAR	-407	-652	-492	-326	-131
EBITDAR Margin	-356.4%	-605.6%	-922.0%	-787.6%	N/A
EBIT Margin	-362.7%	-654.4%	-961.3%	-808.1%	N/A
Net Profit Margin	-386.7%	-626.9%	-614.2%	-954.6%	N/A
Operating Expense % of Sales	456.4%	725.2%	1032.5%	887.6%	N/A
Returns
Return on Assets (ROA)	-5.5%	-9.1%	-4.3%	-5.1%	-1.8%
Return on Equity (ROE)	-6.7%	-11.4%	-5.9%	-7.6%	-2.8%
ROIC [EBIT / Invested Capital]	-5.8%	-10.8%	-8.4%	-5.7%	-2.4%
Leverage & debt balances
Debt-to-Assets	7.8%	8.3%	6.9%	7.9%	8.3%
Debt-to-Equity	0.09x	0.10x	0.09x	0.12x	0.13x
Debt-to-EBITDA	N/A	N/A	N/A	N/A	N/A
Equity-to-Assets	82.1%	79.6%	73.8%	67.8%	65.3%
Net Debt	552	619	525	611	643
Cash & Equivalents	74	1	0	0	0
Total Debt	626	619	526	611	643
Liquidity & working capital
Current Ratio	1.88x	0.94x	0.99x	0.60x	0.55x
Quick Ratio	1.88x	0.82x	0.85x	0.60x	0.55x
Cash Ratio	0.09x	0.00x	0.00x	0.00x	0.00x
Total Current Assets	1,530	992	1,081	1,118	1,119
Total Current Liabilities	812	1,056	1,093	1,866	2,018
Inventory	N/A	123	153	N/A	N/A
Trade Receivables	119	100	148	197	197
Trade Payables	2	4	8	7	11
Net Working Capital	718	-65	-12	-748	-900
Net Working Capital % of Revenue	628.2%	-60.0%	-21.5%	-1806.6%	N/A
Trade Working Capital	117	218	293	190	186
Trade Working Capital % of Revenue	102.3%	202.7%	549.3%	458.4%	N/A
Change in Trade Working Capital	N/A	101	75	-104	-3
Turnover & efficiency
Inventory Turnover	N/A	0.09x	0.03x	N/A	N/A
Days Inventory Outstanding (DIO)	N/A	3991.9	12086.0	N/A	N/A
Receivables Turnover	0.96x	1.08x	0.36x	0.21x	N/A
Days Sales Outstanding (DSO)	378.6	337.2	1012.5	1737.6	N/A
Payables Turnover	N/A	2.68x	0.57x	N/A	N/A
Days Payable Outstanding (DPO)	N/A	136.2	639.0	N/A	N/A
Cash Conversion Cycle	378.6 days	4193.0 days	12459.4 days	1737.6 days	N/A
Asset Turnover	0.01x	0.01x	0.01x	0.01x	0.00x
Cash flow & dividends
Operating Cash Flow	N/A	N/A	N/A	N/A	N/A
Free Cash Flow (OCF − Capex proxy)	N/A	N/A	N/A	N/A	N/A
Cash Conversion (OCF / EBITDA)	N/A	N/A	N/A	N/A	N/A
Dividends Declared	N/A	N/A	N/A	N/A	N/A
Dividend Payout Ratio	N/A	N/A	N/A	N/A	N/A

Money rows — EBITDAR, net debt, cash, total debt, operating and free cash flow, dividends declared — are in GEL, thousands. Margins, returns and payout are percentages; turnover and leverage are multiples; DIO/DSO/DPO are days. Hover a metric name for its definition.

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