Sector overviews / Insurance
The regulator's book, in three views: the market, the players compared, and each player drilled down. GWP = gross written premium (financial / collected basis); underwriting ratios are on a net-earned-premium basis, so combined = loss + expense.
FY2015–FY2025 · insurance.gov.ge
| Class | GWP | Share of book | Net loss ratio |
|---|---|---|---|
| Medical (Health) | ₾122.4m | 57.2% | 59.8% |
| Motor Own Damage (Casco) | ₾35.6m | 16.6% | 55.1% |
| Property | ₾16.1m | 7.5% | 61.5% |
| Motor TPL | ₾8.5m | 3.9% | 57.4% |
| General TPL | ₾7.2m | 3.4% | 4.9% |
| Life |
| ₾7.1m |
| 3.3% |
| 31.0% |
| Suretyships | ₾5.2m | 2.4% | -20.0% |
| Travel | ₾4.6m | 2.1% | 14.0% |
| Cargo | ₾3.6m | 1.7% | 23.3% |
| Personal Accident | ₾1.9m | 0.9% | 4.2% |
| Misc. Financial Loss | ₾1.8m | 0.8% | 0.8% |
| Marine Hull | ₾268k | 0.1% | 29.8% |
| Aviation Hull | ₾3k | 0.0% | — |